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Find your ideal card

Find the perfect Credit Card and enjoy exclusive rewards just for you.

Metrobank Cashback Visa preview image

Metrobank Cashback Visa

Toyota Platinum Card preview image

Toyota Platinum Card

Metrobank M Free preview image

Metrobank M Free

Metrobank World Mastercard preview image

Metrobank World Mastercard

Travel Signature Visa preview image

Travel Signature Visa

Metrobank Titanium Mastercard preview image

Metrobank Titanium Mastercard

PSBank Credit Mastercard preview image

PSBank Credit Mastercard

Hype card preview image

Hype card

Metrobank Dollar Platinum preview image

Metrobank Dollar Platinum

Apply for a Metrobank credit card

Make your every spend count with a Metrobank credit card. Apply for a credit card online.

Rebates and Rewards

Earn points or rebates for every purchase

Dining

Get the most out of your dining experience

Travel

Earn miles fast with every spend

No Annual Fee

Free annual fee for life

Supplementary Cards​

Share your credit card perks​

Experience more with Metrobank credit card

Unlock exclusive perks and benefits with having a Metrobank credit card. Learn more about the different card features to get started.

<p>Welcome rewards</p>

Welcome rewards

Welcome to Metrobank! Exciting gifts await our first time credit cardholders

<p>Promos</p>

Promos

Special discounts and perks when you use your credit card

<p>Rewards</p>

Rewards

Turn everyday spending into everyday rewards that you deserve!

<p>Pay Now</p>

Pay Now

Send money to any bank account using your Metrobank credit card

<p>Supplementary Cards​</p>

Supplementary Cards​

Share your credit card perks​.

<p>Cash2Go</p>

Cash2Go

Convert your unused credit limit to cash for as low as 1% per month.

<p>&nbsp;0% Installment</p>

 0% Installment

Enjoy these low rates exclusive to Metrobank cardholders only.

<p>Balance Conversion</p>

Balance Conversion

Convert your purchases into light monthly installments.

<p>Collection Services</p>

Collection Services

Explore payment options and programs.

<p>Bills2Pay</p>

Bills2Pay

Automate your bills payment and earn rewards every month.

<p>Metrobank Interactive Assistant</p>

Metrobank Interactive Assistant

Need help? Chat on Facebook Messenger for credit card support.

CREDIT CARD

Things to know

Getting a credit card is a milestone on your financial journey. Take the time to review the information below for the agreements and guidelines applicable to your credit card.

Terms and conditions

Here are the guidelines and user agreements of your credit card.

CREDIT CARD

Credit card requirements

Explore the requirements to start a Metrobank credit card application in the Philippines.

Proof of identification

Copy of primary valid IDs issued by the Philippine government with date of birth and signature and its instrumentalities per the Bangko Sentral Ng Pilipinas (examples below):


  • Philsys ID
  • TIN ID
  • PRC ID
  • Driver’s License
  • Passport
  • UMID
  • PWD ID

Proof of income

Photocopy of any of the following income documents:

Depositor with existing credit card

Must have a minimum total relationship balance (TRB) of PHP 50,000 or must have an account for 12 months with a minimum TRB of PHP 25,000.
For foreigners: Proof of Income or Employment AND a Copy of Alien Certificate of Registration (ACR)/ Immigration’s Certificate of Residence (ICR) or VISA.

With existing credit card from other banks
Credit card must be 9 months or older and must at least have a credit limit of PHP 25,000 and up.
For foreigners : Proof of Income or Employment AND a Copy of Alien Certificate of Registration (ACR)/ Immigration’s Certificate of Residence (ICR) or VISA.

Non-depositor with no cards with other banks

  • Employed

Copy of the latest Income Tax Return (ITR) duly stamped as received by the BIR or its authorized agent bank (BSP Circular No. 472 as amended) and/or the employee’s copy of BIR Form 2316 duly signed by the employer.
Copy of last 3 months’ payslip from date of application.
Original Copy of Certificate of Employment (COE) (Only for Top 1,000 Corporations – must contain name, position, date of employment and Gross Annual Income)

  • Self-employed

Copy of the latest Audited Financial Statement (AFS) with bank or BIR Stamp
Copy of latest Income Tax Return (ITR) duly stamped as received by the BIR or its authorized agent.

Check if you're eligible

You can apply for a Metrobank credit card in the Philippines if you are/have:

  • 18 to 70 years old
  • Landline number
  • Valid PhilID, TIN, SSS, or GSIS number
  • Minimum income of PHP 350,000
<h2>Credit card <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">requirements</span></h2>

Find your best card match

Evaluate our cards side by side to choose the credit card that’s right for your specific needs.

<h2>Find your <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">best card match</span></h2>

Credit cards for every lifestyle

Enjoy all the benefits that our credit cards have to offer. Whether you’re a rewards collector, a food lover, a frequent traveler we have the card that’s right for you.

<h2>Credit cards for every <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">lifestyle</span></h2>

Earn and redeem exclusive Metrobank credit card rewards

Every spend takes you closer to rewards you deserve using your Metrobank Rewards Points. Redeem to experience perks such as discounts, rebates, and even waiving your Annual Fee.

<h2>Earn and redeem exclusive <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Metrobank credit card rewards</span></h2>

Related Reads

Young Adult | Use Credit Wisely

Common credit mistakes to avoid — and how to stay on track

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<h1>Common credit mistakes to avoid — and how to stay on track</h1>

Young Adult | Use Credit Wisely

Are you ready for a higher credit limit?

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<h1>Are you ready for a higher credit limit?</h1>

Young Adult | Use Credit Wisely

Make the most of your credit card: Smart habits for Filipinos

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<h1>Make the most of your credit card: Smart habits for Filipinos</h1>

Young Adult | Use Credit Wisely

When credit card bills feel heavy: How to reset your spending and stay in control

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<h1>When credit card bills feel heavy: How to reset your spending and stay in control</h1>

Got questions? We can help.