All perks with M Free

Enjoy the perks and privileges of M Free Card without paying an annual fee

Enjoy all the benefits and privileges of your M Free credit card without ever having to pay an annual fee.

Make big purchases lighter with 0% installment plans on select items and partner merchants.

Convert a portion of your credit limit to cash with our fast and easy Cash2Go program.

M Free card perks

Get all the convenience, rewards, and perks of a Metrobank credit card without worrying about annual fee for life.

Get discounts or free gifts from partner merchants

Transfer balances from other cards for as low as 1% per month

Exclusive offers with your Metrobank Credit Card with no annual fee

Learn about the requirements for applying for a credit card without an annual fee in the Philippines.

Must be 18 to 70 years old
Must have a minimum gross annual income of PHP 867,000
At least 6 months employed as a regular employee
Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least PHP 25,000

Valid PhilID, TIN, SSS, GSIS, or UMID Number
Active business or residence landline number
Active mobile number
PhilID or any valid photo-bearing government issued ID with date of birth and signature