Open a Checking Account

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Open a Checking Account

We've got all your transactions covered with our all-in-one personal checking accounts. Open a Metrobank Checking Account today.

Regular Checking Account

AccountOne Checking Account

Why choose a Checking Account

Start your journey to financial security by opening a savings account with Metrobank today! Here are some remarkable benefits that await you:

Flexible account options

Choose a Philippine Checking Account that matches your lifestyle and financial goals

Secure banking

Manage your funds with peace of mind with advanced security features.

24/7 monitoring

Access and manage your accounts online anytime, anywhere.

Real-time balance and expense tracking

Track your spending and balances in real time through online banking.

Easy processing for large payments

Make high-value payments without the hassle or delays.

Global account access and usage

Use your Checking across the Philippines and the globe

Things to know

Before you open a Metrobank checking account, here are a few helpful things to know.

Interest rates

Metrobank Checking Accounts offer interest rates depending on the account type. The AccountOne Checking Account earns interest at a rate of 0.0625%, while the Regular Checking Account does not currently offer interest. Consider your financial goals when choosing an account; if maximizing interest is a priority, the AccountOne might be a better fit.

Requirements and valid IDs

To open a Metrobank Checking Account, be sure to review the checking account requirements here. This will include a list of acceptable primary valid IDs (e.g., passport, driver's license) and any other necessary documentation.

Maintaining balance

Minimum balance requirements vary depending on the account type

AccountOne

Initial Deposit: PHP 25,000.00
Maintaining Balance: PHP 25,000.00
Minimum to Earn Interest: PHP 50,000.00

Regular Checking Account

Initial Deposit: PHP 10,000.00
Maintaining Balance: PHP 10,000.00

Discover our Checking Accounts

Find the one that best suits your financial needs.

Interest rates and maintaining balance requirements may vary. Please check with Metrobank for the latest updates on savings account features.

The Perks of a Metrobank Personal Checking Account

Explore how a Metrobank Personal Checking Account can simplify daily banking and support your financial lifestyle

Simplified everyday banking

Manage bills, payments, and purchases smoothly with a Checking Account that fits your lifestyle and keeps you in control.

Low maintenance balance options

Define specific targets and timelines to stay motivated and track progress, making your savings journey purposeful and rewarding.

Convenient access anytime, anywhere

Bank wherever life takes you, with 24/7 access to your funds through online banking, mobile app, and ATMs nationwide.

<h2>The Perks of a Metrobank Personal Checking Account</h2>

Discover the latest promos

Keep living your best life while saving more with Metrobank's exclusive promos and deals. Explore the latest perks here.

Ends in 114 days

10% OFF at Cioccolata at The Bayleaf Intramuros

Ends in 114 days

10% OFF at Sky Deck at The Bayleaf Intramuros

Ends in 53 days

20% OFF in Japan and Korea

Ends in 114 days

Up to 30% OFF on services at Browhaus

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SM Thanksgiving Sale

Ends in 22 days

Spark joy with your savings

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Get free gifts at Abenson

Do more with AccountOne Checking Account

Explore how Metrobank’s AccountOne Checking Account features enhance your everyday banking experience globally and locally.

Earn interest

Enjoy passive earnings while maintaining everyday transactional convenience.

Manage with ease

Manage your money with a passbook, checkbook, and debit card.

Global access

Specialized accounts for kids and retirees help every generation maximize savings potential through tailored benefits.

<h2>Do more with AccountOne <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Checking Account</span></h2>

Experience safe and secure banking

Open a Metrobank checking account and experience the ease and convenience of a personal checking account. Find a branch near you to get started today!

*Deposits are insured by PDIC up to P1 Million per depositor.

<h2>Experience safe and <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">secure banking</span></h2>

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