Investor Relations
Metrobank Group Highlights

Leading Market Position in Key Segments

The Metrobank Group is a premier financial conglomerate with a diversified portfolio and a track record spanning over 60 years. It offers a wide range of banking and other financial products and services including institutional and consumer banking, investment banking, leasing and financing, and bancassurance.

Extensive Network Across The Globe

Metrobank’s extensive network is well-positioned to serve the country’s growing economy, with 960+ branches and 2,100+ automated teller machines (ATMs) nationwide. It also has an international network that can be found across Asia, the Americas, and Europe.

2025 Key Performance Drivers

Net Income

49.7

BILLION

Gross Loans and Receivables

+9%

YOY

Net Interest Margin

3.6

Percent

Operating costs

+3%

YOY

Our net income reached a record PHP 49.7 billion in 2025 supported by modest earning asset expansion, relatively resilient margins, healthy trading income, and well managed cost growth. The Bank’s net interest income increased by 9.2% to PHP 124.6 billion owing to an 8.8% expansion in gross loans. Total non interest income rose by 11.6% to PHP 33.5 billion, on the back of growth in the consumer business. Additionally, the Bank posted a combined trading and foreign exchange gain of PHP 8'2 billion in 2025 an increase of 47.2% year on year. Operating cost growth was contained at 3.3% year on year to PHP 79.7 billion. This led to an improvement in cost to income ratio to 50.7% from 53.8% in 2024. As a result, pre provisioning operating profit grew at a healthy 17.1% year on year to PHP 78.4 billion.

Stable and Investment Grade
Metrobank achieved investment grade ratings from Moody’s (Baa2) and Fitch (BBB-), aligned with the sovereign rating of the Philippines. Disclaimer: The forecasts shown on this page are for informational purposes only. Metrobank is not responsible for the accuracy or completeness of the forecasts and opinions expressed by the analyst concerned, nor does it imply an endorsement, recommendation, and offer/solicitation to buy/sell the stock.

Investor Relations Program

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MBT Share Information

Metrobank is listed on the Philippine Stock Exchange with the ticker symbol MBT. Learn more about its total outstanding shares, share price performance, and who the Top 100 stockholders are.

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