Metropolitan Bank & Trust Company
The Future Made Possible
We are driven by our dedication to exceed goals and expectations. We deliver productive results and always aim for growth. This is how we make the future possible.
Milestones
Metrobank in 2023
Our net income reached a record high of PHP 42.2 billion in 2023, translating to a return on equity of 12.5% vs. 2022’s 10.3%. Capital ratios remain to be one of the highest in the industry and well-above minimum regulatory requirements, showcasing our strong balance sheet.
Our net income reached a record high of PHP 42.2 billion in 2023, translating to a return on equity of 12.5% vs. 2022’s 10.3%. Capital ratios remain to be one of the highest in the industry and well-above minimum regulatory requirements, showcasing our strong balance sheet.
ROE
12.5%
(AS OF FY 2023)
Common Equity Tier 1 Ratio
17.4%
(AS OF FY 2023)
2023 Metrobank Group Highlights
Total Assets
₱3.1
Trillion
Total Net Loans
₱1.5
Trillion
Total Deposits
₱2.4
Trillion
Total Equity
₱356.7
Billion
In 2023, total consolidated assets expanded by 9.2% to PHP3.1 trillion, maintaining our status as the country’s second largest private universal bank. Total equity stood at PHP356.7 billion.
Gross loans rose by 7.6% year-on-year, with the consumer portfolio increasing by 15.9% on strong discretionary spending, outpacing the 5.5% rise in commercial loans. Meanwhile, total deposits grew by 7.3% from the previous year to PHP2.4 trillion with low-cost current and savings account (CASA) accounting for 60.4% or PHP1.4 trillion
Asset quality also continued to improve. Non-performing loans (NPLs) ratio eased to 1.7% from 1.9% in 2022, well below the banking system’s 3.3% NPL ratio. NPL cover remained substantial at 180.3%, reflecting our ability to weather any risks to the loan portfolio.
Our capital ratios remain to be one of the highest in the industry, with Capital Adequacy Ratio (CAR) at 18.3% and Common Equity Tier 1 (CET1) ratio at 17.4%. Both of these are all well-above the minimum regulatory requirements.
Regulatory Filings
Here you can find Metropolitan Bank & Trust Company filings in compliance with regulatory policies.
