Metropolitan Bank & Trust Company (Metrobank) Enterprise Risk Management
The Risk Management Group (RSK) is an independent unit of the Bank that identifies, analyzes, measures, and monitors credit, market, liquidity, and operational risks in close coordination with other business units.
The Group reports directly to the Board of Directors through the Risk Oversight Committee, which is composed primarily of independent members of the Board. The Committee’s active role in overseeing the Bank’s risk infrastructure, operating policies, and exposures ensures consistency among strategies and a good balance between risk appetite and prudence.
RSK, which has matrix reporting lines to the Office of the President, is composed of four (4) divisions covering the three major (3) risk silos: credit, market and liquidity, and operational risks and a strategic support division.