Why choose a Time Deposit

Get to choose how long you want your money to be in a time deposit and let your money grow on your own terms.

Reliable growth

You keep your money in a time deposit account and you get it back plus interest at the end of the term.

Flexible terms available

You get to choose how long you want your money to be in a time deposit.

Available in foreign denominations

You can grow your funds with time deposits in foreign denominations.

Open an Online Time Deposit

Grow your savings at higher interest rates* when you open a time deposit with Metrobank. Open a time deposit now on Metrobank Online and start reaping the benefits. *Gross annual interest rate is subject to the amount and term length of your investment.

  • Get interest rates as high as 4.5% per annum*

  • Minimum placement of PHP 10,000

  • Choose your term, from 1 to 12 months

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Things You Should Know About Time Deposits

You can renew your time deposits

  • You can opt to payout at maturity or leave it there for continuous growth in fixed terms.

Your money is protected

  • The Philippine Deposit Insurance Corporation covers up to PHP 500,000 of your total deposit, regardless of the number of your accounts and how much they contain.

You can withdraw in an emergency

  • You can withdraw your money early but you only get 25% of interest earned when done during the first-half of the term, and 50% of the interest earned during the second-half of the term.

You only need one deposit

  • With a time deposit account, all you need to do is deposit a lump sum at any of our Metrobank branches or through Metrobank Online. No need to keep depositing additional funds to your investment.

Interested in a time deposit account?

Time Deposits and Online Time Deposits have higher interest rates than regular savings accounts. Learn more about their interest rates and fees here.