The link you clicked leads to an external website where
our Terms and Conditions and Privacy Policy do not apply.

When you click Proceed, the external website will open in
a new browser window or tab.

<h5>You are leaving the Metrobank website</h5>

Time Deposit Rates and Fees

<h1>Time Deposit Rates and Fees</h1>

<font size="5">**PESO REGULAR TIME DEPOSIT**</font>

<table>
	<thead style="color:#ffffff; background-color:#2a317d">
  <tr>
    <th>Amount</th>
    <th>O/N - 13 Days</th>
    <th>11 - 20 Days</th>
    <th>21-29 Days</th>
    <th>30 - 59 days</th>
    <th>60 - 179 Days</th>
    <th>180 - 364 Days</th>
  </tr></thead>
<tbody>
  <tr>
    <td>10,000 - 49,999</td>
    <td>-</td>
    <td>-</td>
    <td>-</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.125%</td>
  </tr>
  <tr>
    <td>50,000 - 199,999</td>
    <td>-</td>
    <td>-</td>
    <td>-</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.250%</td>
  </tr>
  <tr>
    <td>200,000 - 499,999</td>
    <td>-</td>
    <td>-</td>
    <td>-</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.250%</td>
  </tr>
  <tr>
    <td>500,000 - 999,999</td>
    <td>-</td>
    <td>-</td>
    <td>-</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.375%</td>
  </tr>
  <tr>
    <td>1,000,000 - 4,999,999</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.250%</td>
    <td>0.250%</td>
    <td>0.375%</td>
  </tr>
  <tr>
    <td>5,000,000 - 9,999,999</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.250%</td>
    <td>0.250%</td>
    <td>0.500%</td>
  </tr>
  <tr>
    <td>10,000,000 - 19,999,999</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.250%</td>
    <td>0.250%</td>
    <td>0.500%</td>
  </tr>
  <tr>
    <td>20,000,000 &amp; UP</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.125%</td>
    <td>0.250%</td>
    <td>0.250%</td>
    <td>0.500%</td>
  </tr>
</tbody></table>

<font size="2">*Rates are gross of 20% withholding tax. Documentary stamp tax on TD placements shouldered by the Bank.*</font>

<font size="2">*Interest rates are based on prevailing daily market rates, and are subject to change without prior notice.*</font>

<p style='text-align: right'><font size="2">Update as of February 21, 2025</font></p>

- - -

<font size="5"><b>ONLINE TIME DEPOSIT</b></font>

<table>
	<thead style="color:#ffffff; background-color:#2a317d">
  <tr>
    <th class="tg-amwm">Placement Tier</th>
    <th class="tg-amwm">30 - 59 Days</th>
		<th class="tg-amwm">60 - 179 Days</th> 
		<th class="tg-amwm">180 - 364 Days</th>
  </tr></thead>
<tbody>
  <tr>
    <td class="tg-baqh">10,000 & up</td>
    <td class="tg-baqh">4.500%</td>
		<td class="tg-baqh">5.000%</td>
    <td class="tg-baqh">6.000%</td>
  </tr>
</tbody>
</table>

<font size="2">*Updated OTD rates will be effective on November 06, 2026, 10:00AM.*</font><br/>

<font size="2"><i>Invest in an Online Time Deposit via https://onlinebanking.metrobank.com.ph/signin</i></font><br/>

<font size="2">*Interest rates are based on prevailing daily market rates, and are subject to change without prior notice.*</font> 

<font size="2">*Please log in to your account in the Metrobank App or Online site to see the latest rates and terms.*</font> 

<p style='text-align: right'><font size="2">Update as of November 2026</font></p>

- - -

<font size="5">**FOREIGN CURRENCY REGULAR TIME DEPOSIT**</font>

**US Dollar | British Pound Sterling | Euro**

<table>
	<thead style="color:#ffffff; background-color:#2a317d">
  <tr>
    <th> Placement Amount </th>
    <th>7 to 29 Day/s</th>
    <th>1 Month/s</th>
    <th>2 Month/s</th>
    <th>3 Month/s</th>
    <th>6 to 9 Month/s</th>
    <th>12 Month/s</th>
  </tr></thead>
<tbody>
  <tr>
    <td><b>USD SA: 0.05% </b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-9,999 </td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
  </tr>
  <tr>
    <td> 10,000-49,999 </td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
  </tr>
  <tr>
    <td> 100,000-499,999 </td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.15%</td>
    <td>0.15%</td>
  </tr>
  <tr>
    <td> 500,000-1,000,000 </td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.15%</td>
    <td>0.15%</td>
  </tr>
  <tr>
    <td><b>GBP SA: 0.25%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-49,999 </td>
    <td> - </td>
    <td>2.75%</td>
    <td>2.75%</td>
    <td>2.75%</td>
    <td>3.00%</td>
    <td>3.00%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td> - </td>
    <td>3.00%</td>
    <td>3.00%</td>
    <td>3.00%</td>
    <td>3.25%</td>
    <td>3.25%</td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td> - </td>
    <td>3.25%</td>
    <td>3.25%</td>
    <td>3.25%</td>
    <td>3.50%</td>
    <td>3.50%</td>
  </tr>
  <tr>
    <td><b>EUR SA: 0.00%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-49,999 </td>
    <td> - </td>
    <td>1.000%</td>
    <td>1.000%</td>
    <td>1.000%</td>
    <td>1.250%</td>
    <td>1.250%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td> - </td>
    <td>1.250%</td>
    <td>1.250%</td>
    <td>1.250%</td>
    <td>1.375%</td>
    <td>1.375%</td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td> - </td>
    <td>1.375%</td>
    <td>1.375%</td>
    <td>1.375%</td>
    <td>1.500%</td>
    <td>1.500%</td>
  </tr>
</tbody></table>

**Japan Yen | Swiss Franc | Chinese Yuan Renminbi | Canadian Dollar**

<table><thead style="color:#ffffff; background-color:#2a317d">
  <tr>
    <th> Placement Amount </th>
    <th>7 to 29 Day/s</th>
    <th> 1 Month/s </th>
    <th> 2 Month/s </th>
    <th> 3 to 5 Month/s </th>
    <th> 6 to 11 Month/s </th>
    <th> 12 Month/s </th>
  </tr></thead>
<tbody>
  <tr>
    <td><b>JPY SA: 0.00%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 100,000-14,999,999 </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
  </tr>
  <tr>
    <td> 15,000,000-50,000,000 </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
  </tr>
  <tr>
    <td><b>CHF SA: 0.00%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 30,000-59,999 </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
  </tr>
  <tr>
    <td> 60,000-99,999 </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
    <td> - </td>
  </tr>
  <tr>
    <td><b>CNY SA: 0.25%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 7,000-99,999 </td>
    <td> - </td>
    <td>0.625%</td>
    <td>0.750%</td>
    <td>0.875%</td>
    <td>1.125%</td>
    <td>1.250%</td>
  </tr>
  <tr>
    <td> 100,000-199,999 </td>
    <td> - </td>
    <td>0.750%</td>
    <td>0.875%</td>
    <td>1.000%</td>
    <td>1.250%</td>
    <td>1.375%</td>
  </tr>
  <tr>
    <td> 200,000-1,000,000 </td>
    <td> - </td>
    <td>0.875%</td>
    <td>1.000%</td>
    <td>1.125%</td>
    <td>1.375%</td>
    <td>1.500%</td>
  </tr>
  <tr>
    <td><b>CAD SA: 0.25%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-49,999 </td>
    <td> - </td>
    <td>1.75%</td>
    <td>1.75%</td>
    <td>1.75%</td>
    <td>2.00%</td>
    <td>2.00%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td> - </td>
    <td>2.00%</td>
    <td>2.00%</td>
    <td>2.00%</td>
    <td>2.25%</td>
    <td>2.25%</td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td> - </td>
    <td>2.25%</td>
    <td>2.25%</td>
    <td>2.25%</td>
    <td>2.50%</td>
    <td>2.50%</td>
  </tr>
</tbody></table>

**Australian Dollar | Hong Kong Dollar | Singapore Dollar**

<table><thead style="color:#ffffff; background-color:#2a317d">
  <tr>
    <th> Placement Amount </th>
    <th>7 to 29 Day/s</th>
    <th>1 Month/s</th>
    <th>2 Month/s</th>
    <th>3 to 5 Month/s</th>
    <th>6 to 11 Month/s</th>
    <th>12 Month/s</th>
  </tr></thead>
<tbody>
  <tr>
    <td><b>AUD SA: 0.125%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-49,999 </td>
    <td> - </td>
    <td>2.25%</td>
    <td>2.25%</td>
    <td>2.25%</td>
    <td>2.50%</td>
    <td>2.50%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td> - </td>
    <td>2.50%</td>
    <td>2.50%</td>
    <td>2.50%</td>
    <td>2.75%</td>
    <td>2.75%</td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td></td>
    <td>2.75%</td>
    <td>2.75%</td>
    <td>2.75%</td>
    <td>3.00%</td>
    <td>3.00%</td>
  </tr>
  <tr>
    <td><b>HKD SA: 0.125%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-49,999 </td>
    <td></td>
    <td>1.75%</td>
    <td>1.75%</td>
    <td>1.75%</td>
    <td>2.00%</td>
    <td>2.00%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td> - </td>
    <td>2.00%</td>
    <td>2.00%</td>
    <td>2.00%</td>
    <td>2.25%</td>
    <td>2.25%</td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td> - </td>
    <td>2.25%</td>
    <td>2.25%</td>
    <td>2.25%</td>
    <td>2.50%</td>
    <td>2.50%</td>
  </tr>
  <tr>
    <td><b>SGD SA: 0.125%</b></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
    <td></td>
  </tr>
  <tr>
    <td> 1,000-49,999 </td>
    <td> - </td>
    <td>1.25%</td>
    <td>1.25%</td>
    <td>1.25%</td>
    <td>1.50%</td>
    <td>1.50%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td> - </td>
    <td>1.50%</td>
    <td>1.50%</td>
    <td>1.50%</td>
    <td>1.75%</td>
    <td>1.75%</td>
  </tr>
  <tr>
    <td> 100,000-1,000,000 </td>
    <td></td>
    <td>1.75%</td>
    <td>1.75%</td>
    <td>1.75%</td>
    <td>2.00%</td>
    <td>2.00%</td>
  </tr>
</tbody></table>

<font size="2">*All Foreign Currency S/A and TD Rates are gross of 20% withholding tax.*</font><br/>
<font size="2">*TD's shown as "-" means TD is NOT offered for that amount and term while "0.000" means TD is offered at a 0.000% rate*</font>

<font size="2">*Interest rates are based on prevailing daily market rates, and are subject to change without prior notice.*</font>

<p style='text-align: right'><font size="2">Update as of  Oct 2, 2024</font></p>

- - -

<font size="5">**METRODOLLAR TIME DEPOSIT**</font>

<table>
<thead style="color:#ffffff; background-color:#2a317d">
  <tr>
    <th> Placement Amount </th>
    <th>7 to 29 Day/s</th>
    <th>1 Month/s</th>
    <th>2 Month/s</th>
    <th>3 Month/s</th>
    <th>6 to 9 Month/s</th>
    <th>12 Month/s</th>
  </tr></thead>
<tbody>
  <tr>
    <td> 1,000-9,999 </td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
  </tr>
  <tr>
    <td> 10,000-49,999 </td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
  </tr>
  <tr>
    <td> 50,000-99,999 </td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
  </tr>
  <tr>
    <td> 100,000-499,999 </td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.15%</td>
    <td>0.15%</td>
  </tr>
  <tr>
    <td> 500,000-1,000,000 </td>
    <td>0.05%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.10%</td>
    <td>0.15%</td>
    <td>0.15%</td>
  </tr>
</tbody></table> 

<font size="2">*Interest rates are based on prevailing daily market rates, and are subject to change without prior notice.*</font>

<p style='text-align: right'><font size="2">Update as of  Oct 2, 2024</font></p>

- - -

<font size="2">Deposits are insured by PDIC up to P1 Million per depositor.</font>

twitter:title

Metrobank’s time deposit rates and fees for its products and services.

description

twitter:description

https://web-assets.metrobank.com.ph/1695174035-rates-and-fees.png?auto=format&fit=max&w=1200

twitter:image

twitter:card

What investment options are available to me?

Am I eligible to apply for a Personal Loan?

What should I do if I forgot my username or password?

BIR Registration Seal

<p>For inquiries, you may call our Metrobank Contact Center at (02) 88-700-700, or our domestic toll-free number at 1-800-1888-5775, or send an e-mail to <a href="mailto:customercare@metrobank.com.ph">customercare@metrobank.com.ph</a></p>

<p>Metrobank is regulated by the Bangko Sentral ng Pilipinas
Website: <a href="https://www.bsp.gov.ph">https://www.bsp.gov.ph</a></p>

<p>Deposits are insured by PDIC up to P1 Million per depositor.</p>


The link you clicked leads to an external website where our Terms and Conditions and Privacy Policy do not apply.

When you click Proceed, the external website will open in a new browser window or tab.

Time Deposit Rates and Fees

Got questions? We can help.