Home Refinancing

Transfer your home loan to Metrobank

Move in with us and start enjoying affordable rates and flexible payment terms so you can pay off your loan in no time.

Start Fresh

Metrobank will help you reassess your payment terms and interest rates as you shift to our new loan scheme.

Finish strong

Find the right terms and you’ll finish paying that home refinancing in no time.

Live comfortably

Our affordable rates will help ease refinance your home loan so you can live your best life.

Make that switch today

Metrobank helps you pay off your loan with ease through our refinancing loan.

  • Lock in affordable interest rates for your home loan

  • Enjoy a payment term of up to 15 years

  • Choose from a variety of other loan purposes such as lot purchase, construction, home purchase, residential asset acquisition and personal consumption loan

Home Loan Eligibility Requirements

Individual Borrower

  • Must be a Filipino citizen

  • At least twenty-one (21) years old

  • With a gross monthly family income of at least PHP 40,000

  • If employed, with permanent status with current employer for the last two (2) years

  • If in-business, with profitable operation for at least three (3) years

  • If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country

Working Overseas

  • A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan

  • For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination

  • For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies

  • Earning at least USD 1,000

Apply for home refinancing

How to get started

Transfer your loan and have a fresh start. With Metrobank, you can begin building your future now with a home refinancing.