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Time Deposit

<p>Start growing your savings with a secure and rewarding time deposit account. Find your nearest Metrobank branch and start your application today!</p>

<h1>Grow your savings with a <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Time Deposit</span></h1>

<p>Get to choose how long you want your money to be in a time deposit and let your money grow on your own terms.</p>

Keep your money in a time deposit account and earn interest at the end of the term.

Guaranteed returns

Choose a time deposit term that fits your short and long-term savings goals.

Flexible terms available

You can grow your funds faster with time deposits in foreign denominations.

Maximize growth

Philippine time deposits are secure and stable, making it a safe choice for conservative savers.

Low risk investment

Earn more than a regular savings account with competitive deposit rates of up to 4.5% per annum.

Higher interest than savings

Perfect for building funds for education, business, or future big purchases.

Ideal for goal-oriented saving

<h2>Why choose <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Time Deposit</span></h2>

<p>Discover the features of Metrobank time deposit options in the Philippines.</p>

<p>Start investing with an accessible minimum placement amount.</p>

<p>Minimal initial deposit</p>

<p>Metrobank offers early withdrawal options, letting you get 25% of the interest earned in the first half of the term and 50% in the second half.</p>

<p>Keep funds accessible</p>

<p>Your deposit is safe and protected with trusted bank security and by the PDIC.</p>

<p>Secure investment</p>

<h2>The Metrobank <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">difference</span></h2>

<h2>The Metrobank <span style="background: linear-gradient(76.66deg, #93A8FF 10.45%, #90EEFF 54.85%); color: transparent; background-clip: text;">difference</span></h2>

<p>Before opening a time deposit account, you need a Metrobank account or eSavings account to nominate as a settlement account. To get started, visit any Metrobank Branch.</p>

<p>Interest rates</p>

<p>Before opening a time deposit account, you need a Metrobank account to nominate as a settlement account. To get started, visit any Metrobank Branch.</p>

<p>Settlement account needed</p>

<p>You can start with as small as P10,000 to open an account.</p>

<p>Minimum deposit</p>

<p>You can withdraw your money early but you only get 75% of interest earned when done during the first-half of the term, and 50% of the interest earned during the second-half of the term.</p>

<p>Early withdrawal</p>

<p>Before you open a Metrobank time deposit account, here are a few helpful things to consider.</p>

<h2>Things <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;"> to know</span></h2>

<p>Grow your savings at higher interest rates* when you open a time deposit online. Interest rate is subject to the amount and term length of your investment.</p>

<ul>
<li>Up to 4.5% gross per annum*</li>
</ul>

<ul>
<li>Minimum placement of PHP 10,000</li>
<li>Choose your term, from 1 to 12 months</li>
</ul>

Learn More

<ul>
<li>Set it up from the comfort of your home anytime</li>
</ul>

<h2><span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Open an Online Time Deposit</span></h2>

<h2>Open an <span style="background: linear-gradient(76.66deg, #93A8FF 10.45%, #90EEFF 54.85%); color: transparent; background-clip: text;">Online Time Deposit</span></h2>

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<h2>Keep <span style="background: linear-gradient(76.66deg, #0357FF 10.45%, #AC30FF 54.85%); color: transparent; background-clip: text;">Exploring</span></h2>

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Keep your money within reach while letting them grow at a reliable rate. Open a high interest Metrobank Time Deposit account in the Philippines now.

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What should I do if I forgot my username or password?

What investment options are available to me?

Am I eligible to apply for a commercial loan?

<p>For inquiries, you may call our Metrobank Contact Center at (02) 88-700-700, or our domestic toll-free number at 1-800-1888-5775, or send an e-mail to <a href="mailto:customercare@metrobank.com.ph">customercare@metrobank.com.ph</a></p>

<p>Metrobank is regulated by the Bangko Sentral ng Pilipinas
Website: <a href="https://www.bsp.gov.ph">https://www.bsp.gov.ph</a></p>

<p>Deposits are insured by PDIC up to P1 Million per depositor.</p>


Grow your savings with a Time Deposit

Why choose Time Deposit

Guaranteed returns

Flexible terms available

Maximize growth

Low risk investment

Higher interest than savings

Ideal for goal-oriented saving

The Metrobank difference

Things to know

Open an Online Time Deposit

Keep Exploring

Savings

Checking

Prepaid

Got questions? We can help.