Spark Savings Account

Start building funds with the Philippines’ top savings account for teens.

24/7 access
24/7 access

Allows you 24/7 access to your funds through Metrobank’s ATMs nationwide.

Convenient as cash
Convenient as cash

Enjoy cashless payments where Mastercard is accepted.

Manage your account
Manage your account

Track your transactions, manage your account, pay bills, and more online.

Open your Account

It’s never too early to take charge of your finances. A student bank account in the Philippines helps your savings grow. he Metrobank Spark Savings Account is made for young savers. Start saving today.

Go cashless

Comes with a debit card! You can pay for bills and other transactions on the go.

Build your funds

Build your savings and watch it grow faster as it earns interest

Low maintaining balance

Minimal maintaining balance of PHP 500 that you can build within one year from the date of account opening.

Online banking

Enroll to the Metrobank Mobile App and Metrobank Online.

<h2>Open your Account&nbsp;</h2>

Account Requirements

The Spark Savings Account is created for young Filipinos–7 to 21 years of age–who want to start saving early. This comes with a savings account and a debit card for students in the Philippines. No initial deposit required.

*PHP 500 required maintaining balance starts on the 12th month from the time of account opening. The Spark Savings Account will be converted to a Regular Savings with Debit card once the depositor turns 22 years old.


  •  No initial deposit

  •  Maintaining Balance: PHP 500*

  •  Minimum to Earn Interest: PHP 4,000

  •  Interest Rate: 0.0625%

Build you future

Are you ready for a savings account for students? Open a Spark Savings Account at the nearest Metrobank branch.
See our complete list of requirements

<h2>Build you future</h2>

Keep Exploring

Discover more content that matters to you.