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Loans

Metrobank Home Loan

Metrobank Car Loan

Metrobank Personal Loan

<p>Apply for a bank loan with competitive interest rates in the Philippines today and take hold of your goals.</p>

<h1><span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Bank loans</span> for your goals</h1>

<p>Discover the numerous advantages of Metrobank&rsquo;s bank loans, each designed to meet your financial needs.</p>

<p>Get funds when you need it most with our simple application and fast approval processes for bank loans.</p>

<h3>Simplified process</h3>

<p>We offer low interest rates making borrowing more affordable and manageable throughout your loan term.</p>

<h3>Competitive interest rates</h3>

<p>Our loan terms let clients choose from repayment options tailored to fit your payment preferences.</p>

<h3>Flexible payment terms</h3>

<h2>The benefits of our <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Bank Loans</span></h2>

<p>Enjoy flexible terms and competitive rates in the Philippines with Metrobank Personal Loans. Make your plans a reality today.</p>

<h2>Know more about Personal Loan</h2>

<p>Build or purchase your dream home with a Metrobank Home Loan. Enjoy competitive rates and flexible terms.</p>

<h2>Know more about <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">Home Loan</span></h2>

<p>Drive home the car you've always wanted with a Metrobank Car Loan. Enjoy competitive interest rates and flexible payment terms.</p>

<h2>Know more about Car Loan</h2>

<p>Here are the eligibility requirements for a Metrobank Home Loan:</p>
<ul>
<li>Citizenship: Filipino Citizen</li>
<li>Minimum age: 21 years old</li>
<li>Minimum income: Gross monthly family income of PHP 40,000</li>
<li>Employment: Minimum of 2 years with current employer</li>
<li>In-business: Profitable business operation for the past 3 years</li>
<li>Credit history: Good credit history with no negative findings</li>
<li>Collateral: Property used as collateral must be residential</li>
</ul>

<p>Here are the eligibility requirements for a Metrobank Car Loan:</p>
<ul>
<li>Minimum age:&nbsp;18 years old</li>
<li>Minimum income:&nbsp;Gross monthly family income of PHP 40,000</li>
<li>Employment:&nbsp;Minimum of 2 years with current employer</li>
<li>In-business:&nbsp;Profitable business operation for the past 3 years</li>
<li>Credit history:&nbsp;Good credit history with no negative findings</li>
</ul>

<p>Personal loan applicants must meet the following eligibility criteria:</p>
<ul>
<li>Filipino citizen</li>
<li>At least 21 years old at the time of loan application and 65 years old upon loan maturity</li>
<li>Have a gross annual income of at least PHP 250,000</li>
<li>Have an existing credit card</li>
<li>If employed: be of regular status with current employer for at least 1 year</li>
<li>If self-employed: be at least 2 years in the current business Applications of eligible applicants shall be subject to credit evaluation</li>
</ul>

Ready to apply for a loan? We’ve made the application process simple and seamless. Here are the eligibility criteria you need to qualify:

<h2>Bank Loan application <span style="background: linear-gradient(76.66deg, #0357ff 10.45%, #ac30ff 54.85%); color: transparent; background-clip: text;">eligibility criteria</span></h2>

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Need extra funds to support your goals? Discover the bank loans Metrobank offers in the Philippines. Fund your dream house, car, or business today!

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<p>For inquiries, you may call our Metrobank Contact Center at (02) 88-700-700, or our domestic toll-free number at 1-800-1888-5775, or send an e-mail to <a href="mailto:customercare@metrobank.com.ph">customercare@metrobank.com.ph</a></p>

<p>Metrobank is regulated by the Bangko Sentral ng Pilipinas
Website: <a href="https://www.bsp.gov.ph">https://www.bsp.gov.ph</a></p>

<p>Deposits are insured by PDIC up to P1 Million per depositor.</p>


Bank loans for your goals

The benefits of our Bank Loans

Simplified process

Competitive interest rates

Flexible payment terms

Know more about Personal Loan

Know more about Home Loan

Know more about Car Loan

Bank Loan application eligibility criteria

Keep Exploring

Services

Accounts

Investments

Got questions? We can help.