Home Loan Reimbursement

Own a home without sacrificing your finances

Get the home you’ve always dreamed of without draining your bank account with Metrobank’s Home Loan Reimbursement.

Flexible terms

Enjoy easy payment terms of up to 25 years. No need to worry about lock-in periods with Metrobank’s home loan reimbursements.

Affordable interest rates

Metrobank offers affordable interest rates to help you get the home of your dreams.

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Minimal requirements

Applying for a Home Loan Reimbursement has never been faster. Get a decision right away by submitting the basic requirements. Contact us today.

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Get reimbursement through a Metrobank Home Loan

Apply for a Metrobank Home Loan Reimbursement today to reimburse the purchase or construction cost of your property.

  • Lock-in affordable interest rates for your home loan

  • Get reimbursement today and pay up to 25 years

  • Choose from a variety of other loan purposes such as construction, lot purchase, residential asset acquisition, reimbursement, refinancing, and personal consumption.

Home Loan Eligibility Requirements

Individual Borrower

  • Must be a Filipino citizen

  • At least twenty-one (21) years old

  • With a gross monthly family income of at least PHP 40,000

  • If employed, with permanent status with current employer for the last two (2) years

  • If in-business, with profitable operation for at least three (3) years

  • If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country

Working Overseas

  • A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan

  • For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination

  • For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies

  • Earning at least USD 1,000

Apply for a reimbursement loan

How to get started

With Metrobank, you can sustain your lifestyle with a reimbursement loan.