Get a housing loan for your land purchase
Buy your next real estate investment with a Metrobank Home Loan.
Flexible terms
Easy payment terms of up to 10 years for your lot purchase with our Metrobank Home Loan.
Minimal requirements
Apply with just 4 basic requirements – application form, identification, income, and collateral documents.
Manageable investment expansion
Diversify your investments while maintaining your liquidity.
Competitive interest rates
Enjoy lower total costs for real estate investments with our competitive housing loan interest rates.
Financial flexibility
Flexible loan terms make payments lighter, allowing for greater financial freedom for buyers.
Development opportunities
Expand your real estate portfolio and secure that piece of land with a housing loan.
Home Loan eligibility
Individual Borrower:
Must be a Filipino citizen
At least 21 years old
With a gross monthly income of at least PHP 40,000
If employed: Must have permanent status with current employer for the last two (2) years;
If self employed: Must have a profitable business operation for at least three (3) years
Overseas Filipino Worker (OFW):
Must be in active employment or renewed when applying for a Home Loan
If land-based: Must be employed by their current employer for the last 2 years
If sea-based: Must have completed a combined contract duration of 24 months with current agency
Earning at least USD 1,000