Home Purchase Loan

Get the home you’ve always wanted

Metrobank helps you secure your new home with our housing loan. No matter where in the country that may be, Metrobank is here to help you move there.

Flexible Terms

Easy payment terms of up to 25 years for your house purchase through our Metrobank Home Loan.

Affordable interest rates

Metrobank offers affordable interest rates to help you get the home of your dreams.

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Minimal requirements

Applying for a housing loan has never been easy. Get a decision right away by submitting the basic requirements. Contact us today.

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Purchase that dream home today

Stop dreaming of your future home and start making it a reality today with a Metrobank Home Loan.

  • Lock in an affordable interest rate for your home loan.

  • Purchase today and enjoy payment terms of up to 25 years.

  • Choose from a variety of other loan purposes such as construction, lot purchase, residential asset acquisition, reimbursement, refinancing, and personal consumption.

Home Loan Eligibility Requirements

Individual Borrower

  • Must be a Filipino citizen

  • At least twenty-one (21) years old

  • With a gross monthly family income of at least PHP 40,000

  • If employed, with permanent status with current employer for the last two (2) years

  • If in-business, with profitable operation for at least three (3) years

  • If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country

Working Overseas

  • A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan

  • For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination

  • For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies

  • Earning at least USD 1,000

Apply for a Home Purchase Loan

How to get started

Let Metrobank be your guide to your journey for the right home. To get a home purchase loan, visit the nearest Metrobank branch.