Metrobank brings Moneygurado to schools, empowering students

Students and speakers come together for conversations that turn financial awareness into real-life action at FEU Alabang 

Metrobank strengthens its push for financial education among young Filipinos, bringing its Moneygurado initiative to campuses and reframing how students understand and engage with money early in life. In its first leg at Far Eastern University-Alabang, the program moved beyond traditional financial literacy, opening grounded, real-life conversations about everyday money decisions and the mindset behind them. 

The session was led by Andoy Beltran, a financial advocate from First Metro Securities, the brokerage arm of the Metrobank Group. The discussion explored how today’s students are growing up in a digital financial environment defined by speed and convenience, making money management more seamless than ever, but also making it easier to spend quickly and often, sometimes without much reflection. 

Andoy Beltran, financial advocate from First Metro Securities, the brokerage arm of the Metrobank Group introduces Moneygurado to FEU Alabang students 

This shift, he noted, calls for a different kind of financial education—one that goes beyond concepts and focuses on behavior, discipline, and decision-making. 

“Financial literacy today is no longer just about knowing what to do with money. It’s about building the discipline to actually do it,” Beltran shared. “We want to move from bahala na to sigurado, from being reactive to being deliberate. Filipino resilience is real, but survival should not be the end goal. Being Moneygurado means making intentional choices, even in small, everyday moments.” 

The campus activation brought this philosophy to life through storytelling. Students viewed the first episode of the Moneygurado docuseries, “Kapit Lang: The Filipino Way of Surviving,” featuring entrepreneur Audrey Cruz. Her journey of rebuilding her taqueria business after setbacks resonated with students, highlighting a familiar narrative of perseverance, while also challenging the idea that resilience alone is enough to secure financial stability. 

By anchoring financial education in lived experiences, the initiative aims to shift the narrative from endurance to preparedness—encouraging students to think beyond getting by and toward building stability and resilience over time. 

The discussion also acknowledged that students are not removed from financial realities. Many already manage daily expenses such as transportation, food, and school-related costs, often within a limited budget. In a broader environment marked by rising fuel prices and increasing costs of basic goods, these day-to-day decisions carry more weight, making early financial awareness not just helpful, but essential. 

To translate these ideas into action, Beltran introduced Metrobank’s H.A.N.D.S. guide—a simple, practical approach to managing money in uncertain times through five actions: Having a plan and taking control of finances; Acting intentionally to avoid overspending; Nurturing income sources and opportunities; Defending against scams and the unexpected; and Spotting opportunities for growth. Framed as everyday actions rather than rigid rules, the guide was positioned as something students can immediately apply in their own financial journeys. 

More than a one-time talk, the Moneygurado campus series reflects Metrobank’s broader advocacy to make financial education more accessible, relatable, and actionable, especially for the next generation. By meeting students where they are and grounding lessons in real Filipino experiences, the initiative aims to build not just awareness, but lasting financial habits. 

Metrobank is set to expand the Moneygurado campus series to more schools nationwide, continuing its effort to equip young Filipinos with the mindset and tools to take control of their financial future. 

Watch the first episode of the Moneygurado docuseries here: https://earnest.metrobank.com.ph/moneygurado