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As Filipinos become more intentional about managing their money, Metrobank is helping customers grow their savings faster by increasing the interest rate of its Online Time Deposit (OTD) to up to 5% per annum.
The higher rate comes as more people look for secure and practical ways to make their money work harder amid rising costs and growing financial responsibilities.
Designed for convenience and discipline, Metrobank’s Online Time Deposit allows customers to set aside funds digitally through the Metrobank App and Metrobank Online, helping them stay committed to their savings goals while earning higher returns.
More than just accessibility, Metrobank Online Time Deposit also provides structure to saving by encouraging customers to separate long-term funds from everyday spending.
Backed by the strength and stability of the country’s strongest bank, as recognized by The Asian Banker, Metrobank continues to provide customers with reliable and secure ways to build financial resilience over time.
Customers can choose from different savings amounts and tenors depending on their savings goals:
Revised Rates (effective May 15, 2026)
To kickstart your saving journey, download or update the Metrobank App and open an Online Time Deposit today.
No account yet? Open an eSavings account to unlock up to 5% p.a. with an OTD.
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