Checking Accounts

Handle your finances with ease with a checking account

Convenient as cash

No need to carry cash around. Just write a check whenever you need it.

Access funds online

Manage your accounts anytime, anywhere.

Online payments

Use your account to pay or purchase online or via merchants.

Open an AccountOne

Enjoy hassle-free, all-in-one checking account that earns interest. It is the ultimate in flexibility that lets you transact in the most convenient ways wherever you are – whether that’s in the Philippines or around the world. These are the benefits:

  • Comes in a passbook, checkbook, and a debit card

  • Gives global access to Cirrus and Maestro POS terminals using your debit card

  • Enroll in the Metrobank Mobile app and Metrobank Online

  • Earns interest

Checking account requirements


  • Initial Deposit: PHP 25,000.00

  • Maintaining Balance: PHP 25,000.00

  • Minimum to Earn Interest: PHP 50,000.00

  • Interest Rate: 0.0625%

Regular Checking Account

  • Initial Deposit: PHP 10,000.00

  • Maintaining Balance: PHP 10,000.00

  • Minimum to Earn Interest: N/A

  • Interest Rate: N/A


How to get started

We’re excited to be part of your financial journey. To open an all-in-one checking account, visit the nearest Metrobank branch and bring one photo-bearing ID with your signature, as well as your initial deposit.

*Deposits are insured by PDIC up to P500,000 per depositor.