At Metrobank, sustainability means empowering individuals, businesses, and communities through financial solutions that drive inclusive national growth. Guided by our promise, “You’re in Good Hands,” we balance present needs with future goals by integrating economic, environmental, and social considerations into our decisions and ensuring long-term value for our stakeholders.

Metrobank’s Sustainable Finance Framework (SFF) reflects our commitment to embedding ESG principles into our operations, risk management, and financial activities, in line with BSP Circular No. 1085 and supporting regulations on E&S risk, sustainable investments, and the Philippine Sustainable Finance Taxonomy. It also aligns with SEC Memorandum Circular No. 4, Series of 2019, which outlines sustainability reporting standards for publicly listed companies. The SFF includes an exclusion list that prohibits financing for illegal or harmful activities, and incorporates E&S due diligence tools to evaluate project impacts and ensure continuous risk monitoring, supporting climate-responsive and responsible banking.

Eligible Use of Proceeds – Driving Green and Social Impact

Metrobank allocates proceeds from its sustainable financing instruments to projects that deliver measurable environmental and social benefits. These efforts focus on promoting climate resilience, enhancing resource efficiency, expanding public infrastructure, and improving access to essential services. Through targeted green and social financing, we support inclusive economic growth and contribute to a more sustainable and equitable future for all.

Impact Metrics for Eligible Categories

We are committed to transparency in fund allocation by tracking key sustainability indicators to ensure that each investment delivers measurable, positive outcomes.

Environmental metrics include avoided GHG emissions from renewable energy, energy savings from efficiency upgrades, reductions from clean transportation, and compliance with green building certifications. We also monitor waste management performance, water savings, and treatment capacity under water resource initiatives.

On the social front, we measure the number of housing units financed for low-income communities, development of essential services such as schools and hospitals, and beneficiaries of sustainable agriculture programs to support food security and inclusive growth.

How We Assess Risk in Lending

Metrobank uses a structured due diligence process to evaluate environmental and social (E&S) risks in lending and investment decisions, ensuring responsible and sustainable financing. Borrowers are categorized as High, Medium, or Low risk based on their E&S exposure, sector vulnerabilities, and alignment with our sustainability principles.

Metrobank employs a due diligence scorecard to assess E&S risks, assigning weights to various factors to ensure consistent, standards-based risk screening.

We actively mobilize capital toward high-impact projects that advance sustainability in renewable energy, infrastructure, and water management. These initiatives support our country’s transition to a low-carbon and climate-resilient economy, while improving quality of life through better services and environmental protection. Each project reflects our commitment to the UN Sustainable Development Goals, allowing us to create lasting value for our communities and our planet.

The Metro Clean Energy Equity Feeder Fund offers clients with higher risk appetite a way to invest in global clean energy through a professionally managed UITF. It focuses on renewable energy, alternative fuels, and energy-efficient technologies by investing in the BlackRock Sustainable Energy Fund. This fund allows peso-based investors to access dollar-denominated assets while supporting the transition to a low-carbon future.

Metrobank champions financial inclusion by offering a wide range of accessible and affordable products and services tailored to meet the evolving needs of Filipinos, wherever they are in their financial journey.