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eSavings Account

Manage your account anywhere&mdash;with the security of a proven and trusted bank. Enjoy these eSavings account features:

Free transfers

Earn interest on your savings for a minimum ADB of PHP 10,000.

Grow your savings

Email us to claim your free debit card and select your branch for pickup.

Free Metrobank Prime Debit Card

<h1>Metrobank eSavings Account</h1>

Everything you need to open an eSavings Account is at your fingertips.

<h2>Download the Metrobank App today</h2>

Connect with the country's strongest bank straight from your phone. With this app, you can:

Pay bills, transfer funds, save money and more!​

Manage your digital transactions safely

<h2>Download the Metrobank App now</h2>

<ul role="list">
<li>Must be a Filipino citizen</li>
<li>Must be at least 18 years old</li>
<li>Has any of the following government IDs:</li>
<li>
<ul role="list">
<li>Philippine Passport</li>
<li>Driver&rsquo;s License</li>
<li>Philippine National ID</li>
<li>Unified Multi-purpose ID (UMID)</li>
<li>Professional Regulation Commission (PRC) ID</li>
</ul>
</li>
<li>With active e-mail address and mobile number</li>
<li>With minimum initial deposit of PHP 2,000 within seven calendar days upon account opening to avoid fees and account closure</li>
</ul>

ACCOUNT OPENING
<ol>
<li>Can I open an eSavings account anytime?
<ul>
<li>You can open an account online daily from 4:00 a.m. to 10:00 p.m.</li>
</ul>
</li>
<li>Will I still need to go to a branch to complete my Metrobank eSavings account opening?
<ul>
<li>No need. Just complete the steps through the Metrobank App or Earnest Investment App. You will immediately receive your semi-verified Metrobank eSavings account details via email.</li>
</ul>
</li>
<li>What type of smartphone can I use to open Metrobank eSavings account?
<ul>
<li>You can use any Android phone or iPhone that meets the following requirements:&nbsp;
<ul>
<li>Android: Minimum of Android 8.0 (Oreo)</li>
<li>iOS: Minimum of iOS 12</li>
</ul>
</li>
<li>You can use any Android phone or iPhone that meets the following requirements:&nbsp;</li>
</ul>
</li>
<li>
<ul>
<li>The process takes around 10 minutes. If there are no issues with your application, you will receive a semi-verified account immediately.</li>
<li>A semi-verified account has an incoming deposit limit and outstanding balance limit of PHP 30,000.</li>
<li>A fully verified account has an incoming deposit limit of Php 200,000 per month, and the outstanding balance limit is uncapped.How long will it take to open my Metrobank eSavings account?</li>
</ul>
</li>
<li>I don&rsquo;t want to use my own mobile number to open an account. Can I use my relative&rsquo;s or friend&rsquo;s number instead?
<ul>
<li>No. For your account&rsquo;s security, we strongly recommend using your own personal mobile number.</li>
</ul>
</li>
<li>How will I know if I was successful in opening the Metrobank eSavings account? 
<ul>
<li>You will see an on-screen confirmation that your eSavings account has been created, and you will receive an email from Metrobank containing your complete account details.</li>
</ul>
</li>
<li>I lost the original copy of my valid ID. Can I use a scanned copy instead?
<ul>
<li>No. A scanned copy will not be accepted for online account opening.</li>
</ul>
</li>
<li>Is it possible to open a Joint OR/AND eSavings account?
<ul>
<li>No. Metrobank eSavings accounts are for individual accounts only. We are working to offer this option in the future.</li>
</ul>
</li>
<li>Can I open multiple Metrobank eSavings accounts?
<ul>
<li>No. You can only open one Metrobank eSavings account.</li>
</ul>
</li>
<li>I have an existing Metrobank Savings/Checking/Payroll account. Can I still open a Metrobank eSavings account?
<ul>
<li>No, but you can still open a Metrobank savings account at any Metrobank branch.</li>
</ul>
</li>
</ol>
BALANCE AND TRANSACTION LIMITS
<ol class="ol1">
<li class="li1">How can I deposit money into my Metrobank eSavings account?</li>
<ul class="ul1">
<li class="li1">You can fund your account through the following channels:</li>
<ul class="ul1">
<li class="li1">Intrabank Fund Transfer</li>
<li class="li1">Instapay</li>
<li class="li1">PESONet</li>
<li class="li1">Cash Accept Machine (CAM) or Cash Recycler Machine (CRM)</li>
<li class="li1">Partner Pawnshops (Remit to Account)</li>
<li class="li1">Remittance</li>
</ul>
</ul>
<li class="li1">What happens if I deposit more than Php 200,000 in a month to my fully verified account?</li>
<ul class="ul1">
<li class="li1">If you exceed the monthly deposit limit, the incoming/deposit transaction will automatically be rejected.</li>
</ul>
<li class="li1">Can I request to increase my incoming/deposit transaction limit?</li>
<ul class="ul1">
<li class="li1">No. Increase of transaction limits is not allowed.</li>
<li class="li1">If you need higher limits, you may open a regular savings account at a Metrobank branch.</li>
</ul>
<li class="li1">Can I make outgoing financial transactions in the Metrobank Online/Mobile App immediately after account enrollment?</li>
<ul class="ul1">
<li class="li1">No. There is a 24-hour cooling period before you can perform outgoing financial transactions (e.g., send/move money, pay bills, send load) through the Metrobank Online or Mobile App.&nbsp;</li>
</ul>
</ol>
ACCOUNT SERVICING
<ol class="ol1">
<li class="li1">Can I request for a debit card?</li>
<ul class="ul1">
<li class="li1">Yes, debit cards are available for fully verified Metrobank eSavings accounts.</li>
<li class="li1">Email our customer support at&nbsp;<a href="mailto:onlineproductsupport@metrobank.com.ph">onlineproductsupport@metrobank.com.ph</a>&nbsp;and claim your debit card at your preferred branch.</li>
<li class="li1">Please include the following in your email:</li>
<ul class="ul1">
<ul class="ul1">
<li class="li1">Complete Name</li>
<li class="li1">Last 4 digits of your account number</li>
<li class="li1">Preferred branch for card pickup</li>
<li class="li1">Date of pick-up</li>
</ul>
</ul>
<li class="li1">The first debit card is free. A replacement card will cost PHP 150.</li>
</ul>
<li class="li1">What if I visit the branch without an appointment? Will they still accommodate me?</li>
<ul class="ul1">
<li class="li1">Yes, walk-in requests will still be accommodated.</li>
</ul>
<li class="li1">Can I withdraw funds without a debit card?</li>
<ul class="ul1">
<li class="li1">Yes. You can perform cardless withdrawals at any Metrobank or PSBank ATM via the Metrobank Mobile App or Metrobank Online (choose "Cardless Withdrawal").</li>
<li class="li1">You can also do over-the-counter transactions at any Metrobank branch. An OTC fee of PHP 150 applies.</li>
</ul>
<li class="li1">Can I request a Bank Certificate using my Metrobank eSavings account?</li>
<ul class="ul1">
<li class="li1">Yes. Please send your request to&nbsp;<a href="mailto:onlineproductsupport@metrobank.com.ph">onlineproductsupport@metrobank.com.ph</a>.</li>
<li class="li1">The certificate will be available for pick-up:</li>
<ul class="ul1">
<ul class="ul1">
<li class="li1">Metro Manila: 3&ndash;5 banking days</li>
<li class="li1">Countryside: 5&ndash;7 banking days</li>
</ul>
</ul>
</ul>
<li class="li1">Where can I send my inquiries or concerns about my Metrobank eSavings account?</li>
<ul class="ul1">
<li class="li1">Email us at&nbsp;<a href="mailto:onlineproductsupport@metrobank.com.ph">onlineproductsupport@metrobank.com.ph</a></li>
<li class="li1">Call our customer hotline at (02) 88-700-700</li>
<li class="li1">You can also reach our Customer Care Team at&nbsp;<a href="mailto:customercare@metrobank.com.ph">customercare@metrobank.com.ph</a></li>
</ul>
</ol>

<h2>Things to Know</h2>

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Metrobank eSavings Account​ | Metrobank

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Open a digital savings account with the Metrobank App. Manage transactions, pay bills, and save money all in one secure, convenient place. Learn more here.

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What should I do if I forgot my username or password?

What investment options are available to me?

Am I eligible to apply for a commercial loan?

For inquiries, you may call our Metrobank Contact Center at (02) 88-700-700, or our domestic toll-free number at 1-800-1888-5775, or send an e-mail to <a href="mailto:customercare@metrobank.com.ph">customercare@metrobank.com.ph</a>

Metrobank is regulated by the Bangko Sentral ng Pilipinas
Website: <a href="https://www.bsp.gov.ph">https://www.bsp.gov.ph</a>

Deposits are insured by PDIC up to P1 Million per depositor.

Metrobank eSavings Account

Free transfers

Grow your savings

Free Metrobank Prime Debit Card

Download the Metrobank App today

Download the Metrobank App now

Things to Know

Keep Exploring

eSavings T&C

eSavings-Lazada Promo

Instapay

Got questions? We can help.