Low-risk investment, steady returns: RTB-32​

Offered by the Republic of the Philippines, the latest 2.5-year Retail Treasury Bond (RTB) is a government-backed investment that lets you earn  6.875% per annum, paid quarterly, until maturity.​

Designed for stability and growth, this RTB offers:​ 

• A low-risk government-backed investment​
• Quarterly interest payouts​
• A 2.5-year tenor, ideal for medium-term financial goals​
• A minimum investment of PHP 5,000​

Here’s what you need to know:​ 

• Offer period: September 29 to October 7, 2026 or earlier​ 
• Settlement date: October 8, 2026 ​ 
• Issue date: October 12, 2026​ 
• Maturity date: April 12, 2029​ 
• Coupon rate:   6.875%, subject to 20% final withholding tax

For orders of PHP 500,000 and above, book this RTB with Metrobank, named by the Bureau of the. Treasury as the Top Government Securities Eligible Dealer (GSED) and recognized by The Asian Banker as the country’s Strongest Bank in 2025. If you have questions or would like to speak with our Investments Team, please email investmenthub@metrobank.com.ph​

For orders PHP 5,000 to below PHP 500,000, you can order through FirstMetroSec*. Click here to learn more. ​  

Do you hold RTB 15-1, 20-13, 3-30, RTB 15-2, and RTB 5-15? You may exchange these bonds for the new RTB through the bond exchange program.​ 

*Account activation will take five (5) business days upon submission of complete requirements.​ 
*FirstMetroSec will send you a notice of successful payment through email. Your interest and principal will be credited to your FirstMetroSec Account on scheduled payment dates.​