Tips | Investing

Start Investing via UITF Online

Opening a UITF investment account is now easier than ever. Start your investment journey anytime, anywhere through the Metrobank Online site and the Metrobank App.

Through UITF Online, you can conveniently and securely invest in various UITF funds, track your investments, and grow your portfolio all in one place.

Whether you're a first-time investor taking your first step in exploring investment opportunities or an experienced investor looking to diversify your portfolio, UITF Online makes investing simple, seamless, and accessible.

To access UITF Online, you must have:

An active Metrobank Online account.
An enrolled Metrobank deposit/settlement account:
1. For existing UITF investments - enroll the Metrobank settlement account linked to your UITF accounts;
2. For opening a UITF account online - a solo or individual Metrobank settlement account is required.

Step 1: Log in and navigate to UITFs

Log in to the Metrobank Online site or the Metrobank App and click "UITF" under the "Investments" menu. This takes you directly to Metrobank’s UITF investment platform, where you can begin the account opening process.

How to open a Metrobank UITF Account

Watch the step-by-step video on how you can open a UITF account and grow your money with one of the country’s strongest and most trusted banks.

*UITF Online account opening is currently available only to Metrobank solo/individual deposit account holders. Clients with joint deposit accounts may visit their branch of account.

Frequently asked questions

What is a Unit Investment Trust Fund (UITF)?

A Unit Investment Trust Fund (UITF) is an open-ended pooled trust fund in any acceptable currency, operated and managed by a trust entity and made available through participation. Funds from multiple investors are pooled together and professionally managed by experienced fund managers, who invest in a diversified portfolio of assets in accordance with the fund's investment objectives.

What is the minimum investment amount for a UITF?

You can start investing for as low as PHP 1,000 or USD 100 for select funds.

To view the minimum investment amounts for each UITF, please visit https://www.metrobank.com.ph/wealth/uitf/funds

How do I know which UITF is right for me?

Choosing the right UITF depends on three key factors: your financial goals, investment horizon, and risk tolerance.

By accomplishing the Suitability Assessment Questionnaire (SAQ), it helps you evaluate your investor risk profile and identify which funds are most suitable to your investment preferences.

You can also explore Metrobank's available UITFs, where you can compare fund features, objectives, and performance information.

For more personalized guidance, you may visit your Metrobank branch of account and consult a Certified UITF Sales Personnel or email us at uitf.central@metrobank.com.ph who can help you choose a UITF that best matches your financial goals and investment needs.

Can I view my existing UITF accounts opened through a Metrobank branch or the Earnest app in UITF Online?

Yes. UITF Online allows you to view and access your existing UITF investments that were opened through a Metrobank branch or the Earnest app.

To ensure your UITF accounts are visible in UITF Online, make sure that the settlement account linked to your UITF investments is enrolled and accessible in the Deposit Accounts menu of Metrobank Online. If your UITF account is still not showing after enrollment, you may contact Metrobank Customer Service or your branch of account for assistance.