Metrobank Credit Card Updates

Update to Metrobank Rewards Program

Starting December 29, 2026, we are making changes to the Metrobank Credit Card Rewards Program and Late Payment Fee. Here are the full details, so you can review what applies to your card and plan how you use your rewards:​

• Spend in everyday essentials, professional and specialty services, and government services, will earn Rewards Points on up to PHP 250,000 spend per category per statement cycle.​
• Rewards Points are awarded only for eligible personal-use purchases charged to the Credit Card. Business-related purchases are not eligible.​
• For a simpler and more convenient experience, rewards viewing and redemption will be exclusively available through the Metrobank App.​
• Rewards Points are non-transferable and may not be combined with Rewards Points from any other credit card for redemption purposes, regardless of card or account status.​
• For Travel Signature Visa, Travel Platinum Visa and World Mastercard, the following updates will also apply:​
  • Annual Redemption Limit for Cash Credits will be increased to PHP 1,000,000. ​
  • Annual Redemption Limit for Air miles will be up to 900,000 miles ​
  • The PAL Mabuhay Miles minimum redemption and increments will be updated as follows:​
    
    

    Minimum points and miles required for redemption with other Air Mile partners remain unchanged.​

  • Rewards multipliers of the following cards will also be updated as follows.

Update on the Late Payment Fee​

Effective February 1, 2027, the Late Payment Fee on your Metrobank credit card will be PHP 1,500 for Peso cards or USD 25 for Metrobank Dollar Mastercard®, or the unpaid Minimum Amount Due (MAD), whichever is lower. Pay at least your MAD on or before your due date to avoid the Late Payment Fee.​
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The respective Terms and Conditions will be updated to reflect these changes by the effectivity date:​

• Metrobank Credit Card Terms and Conditions
• Metrobank Rewards Terms & Conditions
• Metrobank Travel Platinum Triple Points Program
• Metrobank World Triple Points Program
• Metrobank Rewards Plus Double Rewards Program
• Metrobank Titanium Double Points Program
• Metrobank’s Credit Card Interest Rates and Fees

Published on October 29, 2026.​