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0% Installment at Toni Pons

Enjoy lighter payment options up to 12 months.

Promo Mechanics Eligible Cards Terms & Conditions

Promo Mechanics

The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard in good credit standing only.

The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank Dealer Financing, Metrobank Debit Cards and Prepaid Cards.
The promo period is from July 1, 2026 to September 30, 2026.
Enjoy 0% installment up to 12 Months plus, Shop Now, Pay Later up to 90 days after using your Metrobank credit card at TONI PONS. Available in tenors of 3, 6, 9, and 12 Months. Minimum single-receipt purchase of PHP 3,000 is required.
List of participating branches:
TONI PONS
TONI PONS EVIA
TONI PONS FESTIVAL
TONI PONS ONE - BONI
TONI PONS SM BORACAY
TONI PONS SM CABANATUAN
TONI PONS SM LIPA
TONI PONS SM MEGAMALL
All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.
To further illustrate:
- If purchase is made before cut-off date, billing will be deferred for 2 months.
- If purchase is made after cut-off date, billing will be deferred for 3 months.
Full installment amount purchased shall be deducted from the cardholder’s available limit.
All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.
Any amendment in the terms and conditions is subject to DTI approval.
Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and merchant, with the concurrence of the DTI. Metrobank shall be free and harmless from any liability in the event of such dispute.
In case of dispute in respect of Metrobank only and the cardholder's availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.
For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).