0% installment at Philippine Airlines

PROMO OFFERS

1. What is the promo?

   Enjoy 0% installment for 3 months plus Fly Now, Pay Later up to 90 days after using your Metrobank credit card.

   Valid for a minimum single-receipt spend of PHP 20,000, for purchases in PHP currency only.

   Promo is available in:

   • Ticketing Offices – domestic and international flights

   • Online at philippineairlines.com – domestic flights only

   Fly Now, Pay Later is valid only offline at Ticketing Offices.

2. How many times can cardholder redeem?

   No limit. Customer can enjoy 0% installment and Fly Now, Pay Later as long as credit limit allows. T&Cs apply.

3. When and where is the promo valid?

   The promo period is from:

   • Ticketing Offices - March 1, 2026 to December 31, 2026.

   • Online at philippineairlines.com – June 1 to December 31, 2026

GENERAL MECHANICS

1. The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, ICON Mastercard, Rewards Plus Visa, Travel Signature Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, Prepaid cards and YAZZ Prepaid Visa.

2. Enjoy 0% installment for 3 months plus Fly Now, Pay Later up to 90 days after using your Metrobank credit card at Philippine Airlines. Valid for a minimum single-receipt spend of P20,000, for purchases in PHP currency only.

3. The promo period is valid in the following channels and dates:

   • Ticketing Offices - March 1, 2026 to December 31, 2026.

   • Online at philippineairlines.com – June 1 to December 31, 2026

4. Promo is valid only for the following flights only:

   • Ticketing Offices – domestic and international flights

   • Online at philippineairlines.com – domestic flights only

5. Ticketing offices as follows:

6. Fly Now, Pay Later is valid offline only at Ticketing Offices.

7. Straight transactions and other installment terms are excluded from this promo.

8. All 0% Fly Now, Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Fly Now, Pay Later transaction date and every month thereafter until the total amount payable is paid in full.

   To further illustrate:

   • If purchase is made before cut-off date, billing will be deferred for 2 months.

   • if purchase is made after cut-off date, billing will be deferred for 3 months.

9. Full installment amount purchased shall be deducted from the cardholder’s available limit.

10. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.

11. Any amendment in the terms and conditions is subject to DTI approval.

12. Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and merchant, with the concurrence of the DTI. Merchant agrees to hold Metrobank free and harmless from any liability in the event of such dispute.

13. In case of dispute in respect of Metrobank only and the cardholder's availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

14. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.

15. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.

16. For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

17. Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).