0% installment at R.O.X

The promo is applicable to all World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank Dealer Financing, Metrobank Debit Cards and Prepaid Cards.

Qualified cardholders can avail of 0% installment up to 6 months at R.O.X. using their Metrobank credit cards.

• Minimum single-receipt purchase of PHP 3,000 for 3 months term

• Minimum single-receipt purchase of PHP 7,000 for 6 months term

Other installment tenors and Shop Now, Pay Later are excluded in the promo.

The promo period is from May 1, 2026 to December 31, 2026 only.

The promo is available in R.O.X. branches:

Terms and Conditions apply.

0% Installment:

• Applicable installment term/s and minimum spend requirement/s on a per item basis are subject to the merchant’s discretion.

• 0% installment is applicable on select items up to 6-month installment terms using Metrobank credit cards only.

• Full installment amount under the Metrobank 0% installment shall be deducted from the cardholder’s available credit limit.

• All installment purchases are subject to the Metrobank Credit Card Terms and Conditions and all related provisions of Metrobank credit card’s 0% installment program.

• All 0% installment purchase/s are subject to Metrobank’s approval and only valid only if monthly dues are paid in full.

General Terms and Conditions:

• Promo is valid for in-store transactions only.

• Metrobank cardholders must meet the minimum purchase requirement and charge the total amount to their qualified Metrobank credit card through R.O.X.’s Point-Of-Sale Terminal.

• Only one (1) qualified Metrobank credit card will be accepted per cardholder, per day, even if he or she has multiple qualified Metrobank credit cards.

• Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

The promo is not valid in conjunction with other promos of Metrobank and R.O.X.

In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promo or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher, if applicable.

The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, R.O.X. shall have no liability.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the incentive, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.

Any amendment in the terms and conditions is subject to DTI approval.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and R.O.X., with the concurrence of the DTI. Metrobank shall be freefrom any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).