0% Installment at Pacsafe & Urbanize

Qualified credit cardholders who use their Metrobank card at any Pacsafe and Urbanize store can avail of the following offers on all products:

• 0% Installment for 3 months
  
  
• Plus, Shop Now, Pay Later (SNPL) up to 90 days after
  
  

Minimum single-receipt spend applies:

• Pacsafe – PHP 10,000
  
  
• Urbanize – PHP 6,000
  
  

The promo period is from September 1, 2026 to February 28, 2027 only.

The promo is available at the following participating Pacsafe, Urbanize, MaH, Travel Time, and All The Things stores:

PACSAFE:

The promo is exclusive to qualified Metrobank credit card cardholders only.

For inquiries, please contact Pacsafe and Urbanize per store or email info@urbanize.com.ph.

To avail the promo:

• The Metrobank cardholder must inform the merchant that they will be availing the promo.

• The Metrobank cardholder must charge the total purchase amount to his/her qualified Metrobank card through the store’s Point-Of-Sale Terminal.

Other terms and conditions apply:

• Installment Terms and Conditions:

  • All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.
    
    To further illustrate:
    
    
    • If purchase is made before cut-off date, billing will be deferred for 2 months.
      
      
    • if purchase is made after cut-off date, billing will be deferred for 3 months.
      
      
  • Full installment amount purchased shall be deducted from the cardholder’s available limit.
    
    
  • All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.
    
    

• The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions or fixed price items, unless otherwise provided.

• The use of the Metrobank credit cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

• Any amendment in the terms and conditions is subject to DTI approval.

• Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Pacsafe and Urbanize, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

• In case of dispute concerning Metrobank and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of DTI, shall be considered final.

• Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.

• By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.

• For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

• Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).