0% installment at 1st Megasaver

The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard,Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Travel Signature Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing only. The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, and Prepaid cards.

The promo period is from March 1, 2026 to January 31, 2027.

Enjoy 0% installment up to 12 months on all items for a minimum spend of P10,000 plus, Shop Now, Pay Later up to 90 days after using your Metrobank credit card. Available in tenors of 3, 6, 9 and 12 months.

The promo is only available at the following 1st MEGASAVER branches:

All 0% Installment Shop Now Pay Later transactions will be billed to the cardholder’s account starting the third (3rd) statement cycle based on the original transaction date and every month thereafter until the total amount payable is paid in full.

To further illustrate:

• If purchase is made before cut-off date, billing will be deferred for 2 months.

• If purchase is made after cut-off date, billing will be deferred for 3 months.

Full installment amount purchased shall be deducted from the cardholder’s available limit.

All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.

For inquiries, please email 1st MEGASAVER at customercare@1stmegasaver.com.ph.

Any amendment in the terms and conditions is subject to DTI approval.

Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and merchant, with the concurrence of the DTI. Metrobank shall be free and harmless from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder's availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.

For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).