Shopping | Installment

0% Installment at EMCOR

Enjoy lighter payment options for 12 months.

Promo Mechanics Eligible Cards Terms & Conditions

Promo Mechanics

The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Travel Signature Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good standing only.

The Promotion is not applicable to Metrobank Corporate cards, Metrobank Dollar Mastercard, ON Virtual Mastercard cards, Metrobank Prime Debit, and Metrobank Prepaid cards.
Qualified cardholders can avail of the following offers on appliances, furniture, computers and IT products only with a minimum single-receipt spend of P4,000 at any EMCOR branch when using their Metrobank credit cards:
- 0% Installment for 12 months
- Shop Now, Pay Later up to 90 days after
The promo period is from August 1, 2026 to January 31, 2027 only.

The promo is available at the following EMCOR branches:

Store Name	Address	Contact Number
Bajada	JVR Bldg., J.P. Laurel Avenue, Bajada, Davao City	09190818416
Nunez Zamboanga	JVR Bldg., Nuñez Ext. Cor. Camins, Zamboanga City	09190770153
Digos Branch	JVR Bldg., Rizal Ave. Cor Lapu-2x Street, Digos City	09998856826
Kidapawan	JVR Bldg., Quezon BoulevardSt.,Kidapawan City	09190810191
Pagadian Tiguma	JVR building Tiguma Highway, Pagadian City	09190817852
Marbel	JVR Bldg. Gen. Santos Drive, Koronadal City	09190808773
Dipolog Highway	Tabuk Tulay, Brgy. Minaog Dipolog City	09190816437
Dipolog Quezon	Baluma Bldg., Quezon Ave., Dipolog City	09190816439
Mandaue Cebu	JVR Bldg., A. Cortes Ave., Mandaue City	09178222426
Tacurong	JVR Bldg., Nat'l. H-way, Tacurong City	09190810183
Iloilo Diversion	JVR Bldg., Diversion Rd., Mandurriao, Iloilo City	09190808542
Ipil Rizal	JVR Bldg., National Highway, Ipil, Sibugay	09190810326
Agdao	JVR Bldg., Cor. Cabaguio & Del Pilar Sts. Agdao, Davao City	09190817862
Mati	JVR Bdlg., Rizal St., Mati, Davao Oriental	09190866301
Bacolod Araneta	JVR Bldg., Cor. Araneta-San Sebastian Sts. Bacolod City	09190808571
Toril	JVR Bldg., Saypon St., Toril, Davao City	09190798268
Talisay	SK Building 948 Highway Bulacao, Talisay City	09190808468
Malaybalay	Brgy. Sumpong, Fortich St., Malaybalay City	09190816434
Cebu Legaspi	RCAC Bldg. 4 Legaspi St. Brgy. Sto. Niño Cebu City	09179790542
Surigao	Km.3 Brgy. Luna Surigao City	09190808305

The promo is exclusive to qualified Metrobank credit card cardholders only.
To avail of the offer, Metrobank cardholders must charge the 0% installment purchase to his/her qualified Metrobank credit card through the merchant’s Point-Of-Sale Terminal.
Installment Terms and Conditions:
- All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.
  To further illustrate:
  - If purchase is made before cut-off date, billing will be deferred for 2 months.
  - if purchase is made after cut-off date, billing will be deferred for 3 months.
- Full installment amount purchased shall be deducted from the cardholder’s available limit.
- All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program and only valid if monthly dues are paid in full.
For inquiries, please contact EMCOR per store or email +63 (82) 222-1125 to 32 or e-mail customercare@emcor.com.ph.
The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions or fixed price items, unless otherwise provided.
The use of the Metrobank credit cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.
Any amendment in the terms and conditions is subject to DTI approval.
Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and EMCOR, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
In case of dispute concerning Metrobank and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of DTI, shall be considered final.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the program period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the incentives due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive shall be charged by Metrobank to the cardholder’s credit card account.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & and conditions.
For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).