0% Installment at Crate & Barrel

PROMO OFFERS

1. What is the promo offer?

   0% installment up to 24 months plus Shop Now, Pay Later up to 90 days after.

2. What are the qualified cards / credit cards for the promo?

   • The Promotion is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, ON Virtual Mastercard, Rewards Plus Visa, Travel Signature Visa, Toyota Platinum Card, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, and Travel Platinum Visa credit cardholders in good credit standing only.

   • The Promotion is not applicable to Metrobank Dollar Mastercard, Metrobank Prime Debit, and Prepaid cards.

3. When is the promo period?

   • Promo period is from July 1, 2026 to December 31, 2026 only.
     
     

4. Where is the promo available?

   • Crate and Barrel SM AURA

   • Crate and Barrel SM Makati

   • Crate and Barrel Podium

5. What’s the minimum spend per installment tenor?

   Tenor	Minimum Spend Requirement
   3 months	PHP 5,000
   6 months	PHP 10,000
   12 months	PHP 30,000
   24 months	PHP 50,000

PROMO MECHANICS

1. The promo is open to all Metrobank Peso Visa / Mastercard, Metrobank Vantage Visa / Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, NCCC Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, and Travel Signature Visa in good standing only. The promo is not applicable to ON Virtual Mastercard, Metrobank Dollar Mastercard, Metrobank PRIME, Elite, Premier + Debit, and Prepaid cards.

2. Promo is valid from July 1, 2026 to December 31, 2026.

3. Enjoy 0% installment up to 24 months months plus Shop Now, Pay Later up to 90 days after at Crate and Barrel.

4. Minimum single-receipt spend applies per term:

   • 3 months – PHP 5,000

   • 6 months – PHP 10,000

   • 12 months – PHP 30,000

   • 24 months – PHP 50,000

5. Promo is applicable at the following Crate and Barrel branches nationwide:

   • Crate and Barrel SM AURA

   • Crate and Barrel SM Makati

   • Crate and Barrel Podium

6. Promo is applicable for 3, 6, 12, and 24 months purchases. Other installment tenors and straight purchases are excluded from the promo.

7. The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

8. The promo is valid in conjunction with other existing promos, unless otherwise stated.

9. Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

10. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

11. The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

12. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

13. Any dispute concerning the products or services of Crate and Barrel related to the promo shall be settled directly between the cardholder and Crate and Barrel, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

14. Any dispute concerning the products or services of Metrobank related to the promo shall be settled directly between the cardholder and Metrobank, with the concurrence of the DTI. Crate and Barrel shall be free from any liability in the event of such dispute.

15. In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

16. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

17. For inquiries or concerns, please call our Metrobank Contact Center at (02)88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

18. Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).