Rebuild your savings and get rewarded

The promo is an exclusive offer for selected Metrobank customers. It rewards customers who add money or fresh funds to their accounts and keep their balances for a certain period. Qualified customers can receive McDonald's vouchers and/or cash gifts.

The promo runs from October 27 to February 28, 2027. However, the deposit period depends on the reward:

• McDonald’s Voucher: October 27 to December 31, 2026
• Cash Gift: Starting January 1, 2027

Only selected Metrobank deposit account holders can join. To be eligible, a client must:
1) Have received an official promo notification via email, Viber, or SMS from Metrobank; and
2) Have an active and eligible Metrobank Personal Peso Deposit Account.

The promo is open to selected clients with an existing and active Metrobank account under any of the following account types:

• Regular Savings Account with Debit Card
• Regular Passbook Account
• Fun Savers Club Account
• SSS Pension Account
• eSavings Account

The eligible account will be identified by its last four (4) digits in the official promo notification sent by Metrobank. Clients must use this account to meet the promo requirements.

No. Registration is not required. Clients who received an official promo invitation are automatically included in the promo. They only need to complete the requirements to receive the rewards.

The promo is offered to selected clients based on Metrobank's internal criteria. Only clients who received an official promo notification through SMS and/or email are eligible to participate.

No. Participation is by invitation only. Branch employees and Contact Center agents cannot manually enroll you in the promo. Only clients who received an official promo notification are eligible to participate.

The promo has two rewards:

• You can receive McDonald's vouchers by depositing the required amount into your eligible Metrobank account and maintaining the required balance for at least one (1) month or until the corresponding end of maintaining period.
• You can earn cash gifts by depositing additional fresh funds starting January 1, 2027, and maintaining it in your account for at least three (3) consecutive months, which will result in an increase in your Average Daily Balance (ADB). The first cash gift is given after three (3) consecutive months, while the additional cash gift can be earned after another three (3) consecutive months.

Fresh funds refer to money coming from outside Metrobank, such as transfers from another bank or e-wallet. Funds transferred from another Metrobank account, product, or branch do not qualify as fresh funds.

The following deposits are considered fresh funds:

• Transfers from other banks or e-wallets through InstaPay and/or PESONet
• Interbank checks
• Remittances
• Cash deposits made over the counter (OTC) or through Cash Accept Machines (CAM).

Maintaining the required deposit means keeping the full required amount in your eligible Metrobank account until the end of maintaining period. The account balance must not fall below the required deposit amount during this period.

You must deposit the required fresh funds or amount into your eligible Metrobank account within October 27 to December 31, 2026, and maintain or keep the amount for at least one (1) month or until the corresponding end of the maintaining period to qualify for a McDonald's voucher.

The required deposit amount and corresponding reward depend on your account type.

Each McDonald’s voucher corresponds to one (1) serving of Chicken McDo with Rice, Small Fries, and Small Drink, which cannot be availed separately.

Yes. You must maintain or keep the required balance for the at least one (1) month or until the corresponding end of maintaining period to qualify for the reward.

You will no longer qualify for the voucher/s if the required fresh funds or amount is not maintained until the end of their corresponding maintaining period.

Qualified clients will receive their McDonald's voucher/s within fifteen (15) calendar days after their corresponding end of maintaining period.

The voucher will be sent to the your registered email address and/or mobile number.

You will receive a 10-character voucher code through your registered contact details. You can present this code at any McDonald's branch nationwide for dine-in, take-out, or drive-thru orders.

No. Each voucher is valid for one (1) serving of Chicken McDo with Rice, Small Fries, and Small Drink. These items cannot be redeemed separately, and the voucher cannot be exchanged for cash or other rewards.

The McDonald's voucher can be redeemed until October 26, 2027. Clients must use their vouchers before the expiration date.

To qualify for a cash gift, you must deposit additional fresh funds of at least PHP 15,000 and maintain it in your account for at least three (3) consecutive months resulting in an increase in your Average Daily Balance (ADB).

You can earn an additional cash gift if you maintain the amount for another three (3) consecutive months, or six (6) consecutive months in total.

ADB or Average Daily Balance is the average amount of money in your account over a certain period. It is computed as follows:

The Baseline ADB is your Average Daily Balance as of December 31, 2026. This will be used as the starting balance when determining if your Additional Qualified Deposit resulted in an increase in ADB.

For this promo, Metrobank will check how much your ADB has increased (ADB Increase) compared to your baseline ADB. The reward amount will depend on the increase achieved.

The ADB Increase shall be calculated as follows:
ADB Increase = End of Maintaining Period ADB − Baseline ADB

Sample Computation:

• Baseline ADB: PHP 100,000
• End of Maintaining Period ADB: PHP 130,000

ADB Increase = PHP 130,000 − PHP 100,000
ADB Increase = PHP 30,000

You can start making your  Additional Qualified Deposit on January 1, 2027. The deposit must increase your ADB compared to your Baseline ADB as of December 31, 2026, to qualify for the cash gift.

The maintaining period depends on when you make the Additional Qualified Deposit:

• If you make your additional deposit from January 1 to 31, 2027, you must maintain it until April 30, 2027, to qualify for the First Cash Gift.
• If you who make your deposit from February 1 to 28, 2027, you must maintain it until May 31, 2027, to qualify for the First Cash Gift.

To receive the Second Cash Gift, you must maintain the same Additional Qualified Deposit for another three (3) consecutive months.

The cash gift you receive depends on the amount of Additional Qualified Deposit you maintain in your eligible account. If you make an Additional Qualified Deposit starting January 1, 2027, and maintain the required amount for at least three (3) consecutive months, you will receive your First Cash Gift.

If you maintain the same amount for another three (3) consecutive months, you will receive a Second Cash Gift equal to your First Cash Gift.

The cash rewards are as follows:

The cash gift/s will be credited based on the awarding schedule stated in the promo mechanics. Metrobank will first check your account balance and eligibility before crediting the reward.

Cash gift/s will be credited directly to your eligible Metrobank Personal Peso Deposit Account.

You will receive a notification through your registered mobile number and/or email address once your cash gift has been credited.

You may be disqualified from receiving the reward if your account is closed, dormant, blocked, restricted, or otherwise not eligible at the time of checking or awarding.

You should update your registered mobile number and/or email address through any Metrobank branch or by following the instructions here: https://www.metrobank.com.ph/articles/update-your-mb-contact-info-online. You should ensure that your contact details are active and updated to receive promo notifications and rewards.

Yes. If you received the promo notification, you are eligible for the voucher, the cash gift, or both, provided you meet the promo requirements.

No. Rewards are non-transferable and cannot be given or assigned to another person. Only the qualified client can receive the reward.

You must continue to meet the standard maintaining balance requirements of your Metrobank account. Participation in the promo does not exempt you from applicable account fees, charges, or penalties.

No. This promo cannot be combined with other similar Metrobank deposit promos unless otherwise stated in the promo mechanics.

Yes. Since registration is not required, you may simply stop maintaining the required fresh funds in your eligible account if you no longer wish to participate, subject to the applicable promo mechanics.

Yes. Metrobank may disqualify you if you are found to have engaged in fraudulent, abusive, suspicious, or unauthorized activities, or who have violated the promo's terms and conditions.

Yes. Metrobank may take back rewards that were credited by mistake or given to clients who are later found to be ineligible, subject to applicable laws and regulations.

Metrobank will review customer concerns and check its records to determine the customer's eligibility. All concerns will be handled based on the promo mechanics and applicable laws, rules, and regulations.