Travel

Up to PHP 9,000 CASHBACK with Beyond Borders

Enjoy cashback on international spends with Metrobank Mastercard credit card.

Promo Mechanics Eligible Cards Terms & Conditions

Promo Mechanics

PROMO OFFERS

What is the promo offer?

Get up to PHP 9,000 CASHBACK for a minimum accumulated spend on ALL INTERNATIONAL SPENDS using your Metrobank Mastercard credit card.

MINIMUM ACCUMULATED SPEND	INCENTIVE	APPLICABLE CREDIT CARDS
PHP 30,000 to PHP 119,999	PHP 500 cashback	Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard
PHP 120,000 to PHP 299,999	PHP 1,500 cashback	World Mastercard, Metrobank ICON, Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard
PHP 300,000 & UP	PHP 9,000 cashback	World Mastercard, Metrobank ICON, Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard

What is the promo period and redemption period?

The promo period is from October 22, 2026 to January 22, 2027. The redemption period is from October 22, 2026 to March 23, 2027.
How do I register in the promo?
- Visit https://metrobankcard.mymcc.gift
- Log-in your Philippine-based mobile number found in Metrobank’s database
- In the Available Promos section, click “2026 Q4 Beyond Borders with Mastercard” and enter your mobile number to register in the promo.
- A successful SMS will be sent to the cardholders’ mobile number after successful registration.
Note: All Metrobank credit cardholders can register in the registration site, however only Metrobank Mastercard credit card transactions will be qualified in the promo.
What are the qualified transactions?

Includes all cross border / international transactions made online or card present transactions or transactions made outside of the Philippines.
How to redeem the qualified cashback?
- Visit https://metrobankcard.mymcc.gift
- Log-in your Philippine-based mobile number found in Metrobank’s database
- In the Joined Promos section, click check progress under “2026 Q4 Beyond Borders with Mastercard” tab and enter the registered mobile number.
- Click the Claim button to redeem your cashback which will be credited to your Metrobank Mastercard credit card 60 days after the end of redemption period.
Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.
How many cash rebate can I get?

Qualified and registered cardholders can earn up to PHP 9,000 cash rebate. However, a cardholder holding of any of the following credit card: M Free Mastercard, M Lite Mastercard, Hype Mastercard, Titanium Mastercard, Mastercard Platinum, PSBank Mastercard Classic, Toyota Mastercard, MC Toyota Platinum, HRP Card, NCCC Mastercard, RCP Mastercard Classic, Value Mastercard credit card and reach P30,000 accumulated spend requirement using the mentioned credit card type may earn an additional P500 cash rebate. Cardholders may redeem their cashback only once and cannot claim both incentives separately. Supplementary cardholder transaction/s will be included in the computation of the total accumulated spend.

PROMO MECHANICS

The Promotion is open to all Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard, World Mastercard, Metrobank ICON cardholders in good credit standing. The Promotion is not applicable Metrobank Peso Visa, Metrobank Vantage Visa, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Signature Visa, and Travel Platinum Visa credit, Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, Metrobank Debit and Prepaid cards.
The promo period is from October 22, 2026 to January 22, 2027. The redemption period is from October 22, 2026 to March 23, 2027.

Qualified principal cardholder can get up to PHP 9,000 CASHBACK for a minimum accumulated spend on ALL INTERNATIONAL SPENDS using your Metrobank Mastercard credit card.

MINIMUM ACCUMULATED SPEND	INCENTIVE	APPLICABLE CREDIT CARDS
PHP 30,000 to PHP 119,999	PHP 500 cashback	Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard
PHP 120,000 to PHP 299,999	PHP 1,500 cashback	World Mastercard, Metrobank ICON, Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard
PHP 300,000 & UP	PHP 9,000 cashback	World Mastercard, Metrobank ICON, Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Free Mastercard, M Lite Mastercard, HYPE Mastercard, Titanium Mastercard, Platinum Mastercard, PSBank Mastercard, Toyota Mastercard, Toyota Platinum Mastercard, NCCC Mastercard, Value Mastercard

Note: The credit cards listed above supersedes the one mentioned in number 1 mechanics. PHP 30,000 minimum accumulated spend is only applicable to select Metrobank Mastercard credit cards only.

To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank’s database and is required to register in the promo. No or late registration means no cash rebate will be provided.

Registration via the One Giftaway Website

a. Visit https://metrobankcard.mymcc.gift
b. Log-in your Philippine-based mobile number found in Metrobank’s database
c. In the Available Promos section, click “2026 Q4 Beyond Borders with Mastercard” and enter mobile to register in the promo.
d. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

Registration via the Metrobank Website

a. Visit Metrobank website at www.metrobank.com.ph
b. Scroll down and click the Promos button
c. Search for “Up to P9,000 CASHBACK on ALL international spends”
d. Visit https://metrobankcard.mymcc.gift
e. Log-in your Philippine-based mobile number found in Metrobank’s database
f. In the Available Promos section, click “2026 Q4 Beyond Borders with Mastercard” and enter mobile to register in the promo.
g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

Registration via the Metrobank App

a. Download the Metrobank App in Google Play Store or App Store or Huwawei App Gallery
b. Click “Promos” before logging in
c. Search for “Up to P9,000 CASHBACK on ALL international spends”
d. Visit https://metrobankcard.mymcc.gift
e. Log-in your Philippine-based mobile number found in Metrobank’s database
f. In the Available Promos section, click “Up to P9,000 CASHBACK on international spends” and enter mobile to register in the promo.
g. A successful SMS will be sent to the cardholders’ mobile number after successful registration.

Note: All Metrobank credit cardholders can register in the registration site, however only Metrobank Mastercard credit card transactions will be qualified in the promo.
If a cardholder changes or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 to update the mobile number and request registration using the new mobile number in view of the change in mobile number. The same applies for new cardholders who have activated their credit card for the first time within the promo period.
To avail of the promo, a principal cardholder must register from October 22, 2026 to January 22, 2027 and must follow the registration process stated in number 4 promo mechanics. The principal cardholder must ensure that the mobile number used for registration is the one associated with his or her Metrobank credit card account. A successful SMS confirmation will be sent to the cardholders’ mobile number after successful registration. If no confirmatory SMS is received within the day, the registration is considered unsuccessful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS which is sent to the mobile number found in the credit card system.

Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls. For security reasons, Metrobank did not provide Giftaway with customers’ mobile number. As such, the metrobankcard.mymcc.gift site will not validate the mobile number registered with your credit card account and will show successful registration message for any mobile number with a matching verification code. If a principal cardholder uses a mobile number not associated with the credit card account (e.g. associated with Metrobank Savings or Checking Account), registration will not proceed. It is important that a principal cardholder use the mobile number associated with the credit card account waits for the SMS confirmation of the successful registration. To update mobile number associated with your credit card, please call our Metrobank Customer Service Hotline at (02) 88-700-700.
Qualified transactions of the cardholder will be posted in the One Giftaway Website once the registration is successful. Transaction/s made before the successful registration will be included in computing the total accumulated spend as long as the customer will or is registered within the promo period.
Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in computing the total accumulated spend.
By completing cardholders’ registration, he or she agrees that his personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.
A visual transaction and incentive tracker where the qualified transaction/s and incentive will be available to registered cardholders starting by November 5, 2026. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

Illustration:

Transaction Date Processing Time Sending of Code
November 10, 2026, Tuesday Within 7 to 10 banking days On or before November 27, 2026, Friday
A registered and qualified customer can redeem the cashback by following the step by step below.

How to Redeem the cashback:

a. Visit https://metrobankcard.mymcc.gift

b. Log-in your mobile number found in Metrobank’s database

c. In the Joined Promos section, click check progress under “2026 Q4 Beyond Borders with Mastercard” tab and enter the registered mobile number.

d. Click the Claim button to redeem your cashback which will be credited to your Metrobank Mastercard credit card 60 days after the end of redemption period.
The promo and cashback entitlement is based on an account level. Multiple Metrobank Mastercard credit cards under the same customer number under a segment will be considered as one unique customer or cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank Mastercard credit card/s (if any) which share the same customer number will be combined in computing the total accumulated spend.

Transaction Date	Processing Time	Sending of Code
November 10, 2026, Tuesday	Within 7 to 10 banking days	On or before November 27, 2026, Friday

Qualified and registered cardholders can earn up to P9,000 cash rebate. However, a cardholder holding of any of the following credit card: M Free Mastercard, M Lite Mastercard, Hype Mastercard, Titanium Mastercard, Mastercard Platinum, PSBank Mastercard Classic, Toyota Mastercard, MC Toyota Platinum, HRP Card, NCCC Mastercard, RCP Mastercard Classic, Value Mastercard credit card and reach PHP 30,000 accumulated spend requirement using the mentioned card type may earn an additional P500 cash rebate. Cardholders may redeem their cashback only once and cannot claim both incentives separately. Supplementary cardholder transaction/s will be included in the computation of the total accumulated spend.

Illustration:

Customer with M Free Mastercard AND World Mastercard	M Free Mastercard accumulates PHP 30,000 on International spends	The customer will be entitled of PHP 500 cashback for his or her M Free Mastercard and PHP 1,500 cashback. However, cardholder can only redeem the cashback only once.
Customer with M Free Mastercard AND World Mastercard	World Mastercard accumulates an ADDITIONAL PHP 120,000 on International Spends	The customer will be entitled of PHP 500 cashback for his or her M Free Mastercard and PHP 1,500 cashback. However, cardholder can only redeem the cashback only once.
Customer with Titanium Mastercard AND World Mastercard	Titanium Mastercard did not accumulates PHP 30,000 but the World Mastercard does accumulate PHP 30,000 on International Spends	The customer will not be entitled of any cashback. The PHP 30,000 is applicable for Titanium Mastercard only.
Customer with World Mastercard	World Mastercard accumulates PHP 300,000 on International spends	The customer will be entitled with PHP 9,000 cashback

Once the registered cardholder reached the first or lower tier of the accumulated spend, the cardholder will receive an SMS on how to claim the cashback and has the option to claim it OR disregard the SMS and accumulate more for higher tier to receive higher cashback. If the cardholder redeems the incentive for first tier or lower tier, the cardholder can NO LONGER qualify for higher tier or next tier. A cardholder is only allowed to qualify for one (1) incentive and redeem once throughout the duration of the promo period
The registered cardholder who reached the minimum accumulated spend will receive a qualified or confirmation SMS from Metrobank under MCC sender and he or she will need to redeem to claim the cashback which will be credited within 60 calendar days after the end of redemption period or no later than March 23, 2027.
The redemption period is from October 22, 2026 to March 23, 2027 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed cashback will be forfeited after the expiration date indicated in the SMS and self-help tracker.
Metrobank will not accommodate request of cardholder to cancel, reverse or applied to other incentive or reward once a valid redemption is made. All redemption will be considered final. It’s the cardholder obligation to make sure that his or her preferred incentive is correct.
“Qualified Transactions” includes all cross border / international transactions made online or card present transactions or transactions made in the outside of the Philippines.
“Non-Qualified Transactions” includes all non-international, other travel related transactions such as but not limited to hotel, lodging, online travel agencies, all local retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, merchant installment such as 0% installment, Shop Now, Pay Later, reduced rates, regular rates, PayBills, PayNow via MBOA or MIA, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.
The incentive cost equivalent is VALID in conjunction with any ongoing promos, unless specified in the promo.
Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than March 23, 2027 after which, Metrobank will no longer entertain disputes and / or requests.
A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank Mastercard credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the cash rebate. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.
Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cash rebate shall be charged by Metrobank to the cardholder’s credit card account.
All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.
The use of Metrobank Mastercard credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank Mastercard credit cards.
By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.
Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph