FREE gifts at 0% Installment at Abenson

PROMO HIGHLIGHTS:

1. What is the promo?
   Use your Metrobank Credit Card with 0% installment for 12 to 36 months, plus Shop Now, Pay Later up to 90 days after at Abenson, Electroworld, Automatic Centre, abensonHOME and get freebies:
   
2. How will a cardholder claim the promo/freebie?
   Metrobank cardholders may avail of the promo/freebie by using their qualified Metrobank credit card in any Abenson, Electroworld, Automatic Centre, abensonHOME branches nationwide, and via the Abenson online superstore. The freebie can only be claimed by presenting the receipt and charge slip to the participating store within sixty (60) days after the promo.
3. How will cardholder claim the freebie if they purchase online?
   For online purchases, the free item will automatically be included together with the delivery of the purchased item/s
4. How many times can a cardholder redeem?
   No limit on how many times cardholder can redeem, as long as they meet the promo’s terms and conditions.
5. When is the promo?
   Promo is valid from November 10, 2026 to January 10, 2027.
6. Where is the promo valid?
   Available at any Abenson, Electroworld, Automatic Centre, abensonHOME branches nationwide, and via the Abenson online superstore.

GENERAL MECHANICS

1. The promo is open to all cardholders in good credit standing of Classic / Vantage Mastercard, Classic / Vantage Visa, Value Mastercard, M' Free Mastercard, M' Lite Mastercard, Peso Gold / Titanium Mastercard, Peso Platinum Mastercard, NCCC Mastercard, PSBank Mastercard, Robinsons Classic / Titanium Mastercard, Robinsons Gold / Titanium Mastercard, Toyota Mastercard, Toyota Platinum, World Mastercard, Metrobank ICON, Femme Visa, Femme Signature Visa, Travel Platinum Visa, Travel Signature Visa, Cashback Platinum Visa, Peso Gold / Reward Plus Visa. The promo is not applicable to ON Virtual Mastercard, US Dollar Gold Mastercard, US Dollar Platinum Mastercard, Prepaid Visa, MB Prepaid Card, MB Debit Card
2. Use your Metrobank Credit Card with 0% installment for 12 to 36 months, plus Shop Now, Pay Later up to 90 days after at Abenson, Electroworld, Automatic Centre, abensonHOME and get freebies:
   
   
3. Promo is valid from November 10, 2026 to January 10, 2027.
4. Available at any Abenson, Electroworld, Automatic Centre, abensonHOME branches nationwide, and via the Abenson online superstore.
5. The freebie can only be claimed by presenting the receipt and charge slip to the participating store within sixty (60) days after the promo.
6. For online purchases, the free item will automatically be included together with the delivery of the purchased item/s.
7. In the event that the freebie is no longer available, Abenson must give the cardholder an item of equal value.
8. Other installment tenors and straight transactions are excluded from the promo.
9. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards and all related provisions of the Metrobank credit card 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.
10. Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.
11. Other Terms and Conditions:
    0% for 12 to 36 months Installment
    • 0% installment is applicable using Metrobank credit cards only.
    • 0% installment is available for 12 to 36 months installment term only.
    • Full installment amount under the Metrobank 0% installment shall be deducted from the cardholder’s available credit limit.
    • All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.
    • All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.
    
    0% Installment and Shop Now, Pay Later:
    • 0% installment is available for 12 to 36 months installment terms. Shop Now, Pay Later is available up to 90 days after only.
    • All 0% Shop Now Pay Later transactions will be billed to the cardholders account starting the third (3rd) statement cycle based on the original Shop Now Pay Later transaction date and every month thereafter until the total amount payable is paid in full.
      To further illustrate:
      • If purchase is made before cut-off date, billing will be deferred for 2 months.
      • if purchase is made after cut-off date, billing will be deferred for 3 months.
    • Full installment amount purchased under the Metrobank 0% installment and Shop Now, Pay Later program shall be deducted from the cardholder’s available credit limit.
    • All installment purchases are subject to the Metrobank Credit Card Terms and Conditions and all related provisions of Metrobank credit card’s 0% installment and Shop Now, Pay Later program.
    • All 0% installment and Shop Now, Pay Later purchase/s are subject to Metrobank’s approval and only valid only if monthly dues are paid in full
    
    General Terms and Conditions:
    • Promo is applicable for in-store transactions, and via the Abenson online superstore.
    • Metrobank cardholders must meet the minimum purchase requirement based per tier and charge the total amount to their qualified Metrobank credit card through Abenson’s Metrobank Point-Of-Sale Terminal.
    • Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.
12. The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.
13. In the purchase of goods and services in connection with this promo, persons with disability (PWD)/Senior Citizens can either avail of the promo discount or the discount provided under the Magna Carta for Persons with Disability / Expanded Senior Citizen Act of 2010, whichever is higher.
14. The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, Abenson shall have no liability.
15. Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the offer, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the offer shall be charged by Metrobank to the cardholder’s credit card account.
16. Any amendment in the terms and conditions is subject to DTI approval.
17. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.
18. Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Abenson, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.
19. In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.
20. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.
21. For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com
22. Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)