FREE Pearl Necklace at Hearts and Arrows

The promo is open only to all cardholders in good credit standing of Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, Travel Signature Visa, and Metrobank Prime Debit cards. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, ON Virtual Mastercard, Metrobank Prepaid and YAZZ Prepaid Visa cards.

Promo period is from March 1, 2025 to May 31, 2025 only.

Qualified cardholders can get a FREE 8mm Freshwater Shell Pearl Necklace for a minimum single-receipt purchase of PHP 15,000 at participating Hearts and Arrows stores using their Metrobank Credit and Debit Cards

The promo is available at the following participating Hearts and Arrows branches:

Other Terms and Conditions:

• The promo is valid for in-store, straight payment transactions only.

• Metrobank cardholders must meet the minimum purchase requirement and charge the total amount to their qualified Metrobank credit or debit card through Hearts and Arrows’ Point-Of-Sale Terminal.

• Only one (1) qualified Metrobank credit, or debit card will be accepted per cardholder, per day, even if he or she has multiple qualified Metrobank credit or debit cards.

• Splitting of transactions is not allowed. Splitting of transactions is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transactions arises when there are two (2) or more transactions in one merchant outlet or establishment over one and the same product, and the interval of these transactions were made within 5-10 minutes.

The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promos, fixed price items or special offers of Hearts and Arrows and Metrobank.

In the purchase of goods and services in connection with this promo, senior citizens or persons with disability (PWD) can either avail of the promo or the discount provided under the Expanded Senior Citizens Act 2010 or Magna Carta for Persons with Disability, whichever is higher, if applicable. The use of Metrobank Cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank Cards.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit, debit or prepaid account.

Any amendment in the terms and conditions is subject to DTI approval.

The Metrobank Card Terms and Conditions, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services related to the promo shall be settled directly between the cardholder and Hearts and Arrows with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank shall be considered final with the concurrence of the DTI.

By joining or availing this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)