Up to 55% OFF at SM Appliance

The promo is applicable to all Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, Travel Signature Visa, ON Virtual Mastercard, Metrobank Prime Debit and Metrobank Prepaid cardholders in good credit standing only. The promo is not applicable to Metrobank Corporate cards, Metrobank Dollar Mastercard.

Qualified cardholders can enjoy the following offers at SM Appliance Center when using their Metrobank credit cards!

• Up to 55% off on Straight and Debit Credit Card (offer is available on all physical branches and online store)

• Up to 45% off on 0% Installment up to 24-months plus Shop Now, Pay Later up to 90 days after (offer is available on all physical branches)

Promo period is from November 1, 2025 to November 30, 2025 only.

Promo is valid at all SM Appliance Stores nationwide.

To avail of the offer, Metrobank cardholders must charge the 0% installment purchase to his/her qualified Metrobank credit card through the clinic’s Point-Of-Sale Terminal.

Installment Terms and Conditions:

• Full purchase amount under the Metrobank 0% installment program shall be deducted from the cardholder’s available credit limit.

• All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

• All 0% installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.

The use of the Metrobank credit cards in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit card account.

Any amendment in the terms and conditions is subject to DTI approval.

The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and SM Appliance, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).