Up to 60% OFF with your 0% spend at Karat World

The Promo is open only to all cardholders in good credit standing of Metrobank Peso Visa/Mastercard, Metrobank Vantage Visa/Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, Robinsons Mastercard, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Visa, Travel Platinum Visa, Travel Signature Visa, Metrobank Prime Debit and Metrobank Prepaid cards. The promo is not applicable to Metrobank Corporate cards, Metrobank Dollar Mastercard and ON Virtual Mastercard cards.

Qualified cardholders can avail the following offers at Karat World when using their Metrobank Credit, Debit and Prepaid Card:

• 60% OFF on Gold & Diamond Jewelry with a minimum single-receipt spend of PHP 100,000.00

• 50% OFF on Gold & Diamond Jewelry with no minimum spend required

• 0% installment up to 12 months for a minimum single-receipt spend of PHP 40,000. *Installment transactions are valid for Metrobank credit cards only.

Promo period is from October 15, 2025 to December 31, 2025 only.

The promo is available at all branches of Karat World nationwide.

To avail the promo, the cardholder must charge the total purchase amount to his/her qualified Metrobank card through the store’s Point-Of-Sale Terminal.

0% Installment and Shop Now, Pay Later Terms and Conditions:

• 0% Installment and Shop Now, Pay Later transactions are valid for Metrobank credit cards only.

• 0% Installment under this promo is available up to 12 months only.

• Full installment amount under the Metrobank 0% Installment program shall be deducted from the cardholder’s available credit limit.

• All installment purchases are subject to the terms and conditions governing the issuance and use of Metrobank credit cards and all related provisions of Metrobank credit card’s 0% installment program.

• All 0% Installment purchase/s are subject to Metrobank’s approval and only valid if monthly dues are paid in full.

Only one (1) qualified Metrobank credit, debit or prepaid card will be accepted per cardholder, per visit, per day, even if he or she has multiple qualified Metrobank credit, debit or prepaid cards.

For inquiries, please contact Karat World at (02) 7358 9634 or Facebook page: https://web.facebook.com/karatworldph.

The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions, fixed price items, unless otherwise provided.

The use of the Metrobank Card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank Cards.

Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the offer, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the offer shall be charged by Metrobank to the cardholder’s credit card account.

Any amendment in the terms and conditions is subject to DTI approval.

The terms and conditions governing the issuance and use of Metrobank Cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

Any dispute concerning the products or services, including pricing, related to the Promo offer shall be settled directly between the cardholder and Karat World with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).