Q2 2026 Choose PayNow: Up to PHP 250 CASHBACK

PROMO OFFER: Send money via PayNow using your Metrobank credit card to earn up to PHP 250 cashback for any minimum single-receipt spend.

Offer is only available to pre-selected cardholders who will receive an SMS or Viber message about this promo.

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PROMO HIGHLIGHTS

Registration: Offer is only available to pre-selected cardholders who will receive an SMS or Viber message about this promo. The principal cardholder will receive an SMS or Viber message blast containing the registration process at the start of the promo period. Once received, the principal cardholder must register and follow the steps below:

• Visit https://metrobankcard.mymcc.gift

• Log-in your mobile number found in Metrobank’s database

• In the Available Promos section, click “2026 Q2 Choose PayNow” and enter your mobile number to register in the promo

• An SMS confirming successful registration will be sent to the cardholders’ mobile number after successful registration.

Qualified Transactions: Includes PayNow transactions via the Metrobank app and should not be transferred to cardholder’s own account.

Redemption of the Qualified Cashbacks:

a. Visit https://metrobankcard.mymcc.gift

b. Log-in your mobile number found in Metrobank’s database

c. In the Joined Promos section, click check progress under “2026 Q2 Choose PayNow” tab and enter your registered mobile number.

d. Click the Claim button to get your cashback.

Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.

Change in Mobile Number: If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling the Metrobank Customer Service Hotline at (02) 88-700-700 and inform that he or she changed and/or updated his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

Availability of the Cashback and Posting of the Transaction in the Website: Metrobank under “MCC” sender name will send the SMS cashback notification for the qualified transaction starting May 29, 2026 and will be updated within 7 to 10 banking days after the transaction has been posted and verified in the Metrobank system.

Other Details: Promo period is from May 15, 2026 to June 15, 2026. Redemption period is from May 29, 2026 to July 15, 2026 only.

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GENERAL MECHANICS

1. The Promo is open to pre-selected Metrobank Peso Mastercard / Visa, Metrobank Vantage Mastercard / Visa, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, Metrobank ICON, Toyota Platinum, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Signature Visa, and Travel Platinum Visa credit cardholders in good standing. The Promotion is not applicable to ON Virtual Mastercard, Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

2. The Promo period is from May 15, 2026 to June 15, 2026. Redemption period is from May 29, 2026 to July 15, 2026 only.

3. Qualified principal cardholder can get a cashback when he or she sends money via PayNow for a minimum single-receipt spend using his or her Metrobank credit card. Valid for Send Money via PayNow transaction made at the Metrobank App only.

   Minimum Single Receipt Spend	Reward or Incentive
   PHP 30,000 minimum single receipt spend	PHP 250 Cashback
   PHP 15,000 minimum single receipt spend	PHP 125 Cashback

4. A cardholder has an option to transact any of the minimum single receipt spend stated above to get the associated cashback. A customer is qualified for one (1) cashback based on the first PayNow transaction after successful registration within the promo period. Only the first PayNow transaction after the successful registration will be the qualified transaction for the cashback. A higher minimum spend transaction after the first PayNow transaction will no longer earn a cashback.
   
   Illustration:
   Cardholder A

   Transaction Date	Transaction Amount	Reward or Incentive	Will it Receive a cashback?
   May 22, 2026	PHP 17,000	PHP 125 Cashback	Yes, this will get a cashback and cardholder will have reached the maximum cashback that can be earned.
   May 26, 2026	PHP 35,000	PHP 250 Cashback	No, since a cashback was already awarded for the May 22, 2026 transaction.

5. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank’s credit card’s database and is required to register in the promo. No or late registration means no cashback will be provided.
   
   

   Registration via the One Giftaway Website
   

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Available Promos section, click “2026 Q2 Choose PayNow” and enter your mobile number to register in the promo

   • An SMS confirming successful registration will be sent to the cardholders’ mobile number after successful registration
     
     

   Registration via the Metrobank Website

   • Visit Metrobank website at www.metrobank.com.ph

   • Scroll down and click the Promos button

   • Search for “Up to P250 Cashback with Choose PayNow”

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Available Promos section, click “2026 Q2 Choose PayNow” and enter your mobile number to register in the promo

   • An SMS confirming successful registration will be sent to the cardholders’ mobile number after successful registration
     
     

6. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling the Metrobank Customer Service Hotline at (02) 88-700-700 and inform that he or she changed and/or updated his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

7. To avail of the promo, a principal cardholder must register from May 15, 2026 to June 15, 2026 and must follow the registration process stated in number 2 promo mechanics. The principal cardholder must ensure that the mobile number used for registration is the one associated with his or her Metrobank credit card account. A successful SMS confirmation will be sent to the cardholders’ mobile number after successful registration. If no confirmatory SMS is received within the day, the registration is considered unsuccessful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS which is sent to the mobile number found in the credit card system.

   Note: The metrobankcard.mymcc.gift site powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls. It is important that a principal cardholder use the mobile number associated with the credit card account waits for the SMS confirmation of the successful registration. To update mobile number associated with your credit card, please call our Metrobank Customer Service Hotline at (02) 88-700-700.

   Once registration is successful, the cardholder’s qualified transactions will appear on the One Giftaway Website. successful. Transaction/s made before the successful registration will NOT earn and qualify for a cashback.

8. Cardholders will only start earning a cashback for qualified transaction once registration is successful. Transaction/s made before the successful registration will NOT earn and qualify for a cashback. Metrobank will not accommodate requests of cardholders to include and send cashback for transactions made before successful registration.

9. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

10. By completing cardholders’ registration, he or she agrees that his or her personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank and Giftaway.

11. A visual transaction and incentive tracker where the qualified transaction and incentive will be available to registered cardholders starting by May 15, 2026. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send cashback SMS with clickable links in compliance with BSP Memorandum No. M-2022-015.
    
    Illustration:

    Transaction Date	Processing Time	Sending of Code
    May 18, 2026, Monday	Within 7 to 10 banking days	June 1, 2026, Monday

1. A registered and qualified customer can redeem the cashback by following the steps below.
   
   

   How to Redeem the Cashback:

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Joined Promos section, click check progress under “2026 Q2 Choose PayNow” tab and enter your registered mobile number.

   • Click the Claim button to get your cashback.
     
     

2. The promo and cashback entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled token codes.

3. A principal cardholder is entitled to maximum of one (1) cashback per customer for the duration of the promo period regardless of the number of times cardholder has reached the minimum single receipt spend. Supplementary cardholder transaction/s will be included in the computation of the maximum one (1) cashback.

4. Once a cardholder redeems the preferred cashback incentive, he or she is no longer qualified for the other cashback tiers regardless of whether cardholder reaches the required minimum single-receipt spend.

5. The registered cardholder who reached the minimum spend will receive a qualified or confirmation SMS from Metrobank and would have to redeem the cashback at the Giftaway website.

6. The cashback is non-transferrable.

7. The redemption period is from May 29, 2026 to July 15, 2026 or within thirty (30) calendar days after the receipt of the SMS confirming cashback entitlement. All redemption requests made after the redemption period or after thirty (30) calendar days will not be accommodated. All unredeemed cashbacks will be forfeited after the expiration date indicated in the SMS and self-help tracker.

8. Metrobank will not accommodate any request of cardholder to cancel, reverse or applied to other incentive or reward once a valid redemption is made. All redemptions will be considered final.

9. “Qualified Transactions” include Send Money via PayNow transactions transferred to other bank account using the Metrobank app. Send Money via PayNow transferred to cardholders own account will not earn a cashback as well as PayNow transaction made via MIA Chatbot.

10. Non-Qualified Transactions” includes other retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, etc; and 0% merchant installment and Shop Now, Pay Later transaction such as but not limited to installment purchase of appliances, jewelry, PayNow via MIA Chatbot, Bills2Pay, PayBills, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, Maya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.

11. All terms and conditions relating to the cashback redemption indicated in the Giftaway redemption portal shall apply. Any dispute related to the use of the Universal Giftaway shall be coursed through Giftaway and Metrobank.

12. The promo is non-transferrable, non-cumulative, cannot be exchanged for cash or other products and cannot be used in conjunction with any other discounts, promotions of both Metrobank and the merchant, fixed price items, unless otherwise provided.

13. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

14. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once thirty (30) calendar days has passed. All questions and issues will only be accepted within thirty (30) calendar days after the end of the promo period or not later than July 15, 2026, after which, Metrobank will no longer entertain disputes and / or requests.

15. A cardholder and his or her transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the cashback.

16. Any concern of the cardholder in relation to his or her card account or this promo shall not be a valid excuse for the cardholder to refuse payment of his or her outstanding balances. Metrobank will not be liable on the accrued charges to his or her account.

17. Any dispute concerning the products or services purchased in relation to the promo shall be settled directly between the cardholder and the merchant, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

18. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

19. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

20. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

21. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

22. For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

23. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph