PHP 100 Cashback at Watsons

What is the promo offer?

• Metrobank credit cardholder will exclusively get PHP 100.00 CASHBACK for a minimum single-receipt spend of PHP 2,000.

• Cashback rewarding is capped at 1x redemption per customer per run only regardless of whether customer has multiple qualified Metrobank credit cards. For multiple transactions falling within the promo period, only the first qualified transaction will be rewarded.

What are the qualified cards for the promo?

• The promo is applicable to all Metrobank ICON, World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free and M-Lite Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card and Puregold Card in good credit standing only.

• The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank Dealer Financing, Metrobank Debit Cards, and Prepaid Cards.

When is the promo period?

• Promo will run on November 13 to 18, 2026
  
  

What are the applicable branches?

• Promo is applicable to all Watsons branches nationwide including online stores.

How to redeem the promo?

• Cashback will be automatically rewarded as a credit adjustment to the customer’s statement of account with the transaction description: “Watsons Cashback” within 60 days after the end of the promo period or before January 14, 2027 for the November run. 

• To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due during the period of which the cashback will be rewarded. Otherwise, cashback earned under the promo will be forfeited.

What are the terms and conditions of the promo?

• The minimum purchase requirement is defined as net of all applicable discounts (i.e., class discounts, SM Advantage/SM Prestige discounts and other SM discounts).

• The promo is non-transferable and cannot be exchanged for cash or other products.

• Splitting of transaction for the purpose of availing multiple discounts is prohibited. Splitting of transaction is defined as an intentional act of dividing a merchant transaction into multiple charge slips to redeem more than one reward incentive. A presumption of splitting of transaction arises when there are 2 or more transactions in one merchant outlet or establishment, and the interval of these transactions were made within 5-10 minutes.

• Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the offer due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the incentive and shall be charged by Metrobank to the cardholder’s credit card account.

• The use of the Metrobank credit card in connection with this promo is subject to the terms and conditions governing the issuance and use of Metrobank credit cards. In such a dispute, Watsons shall have no liability.

• Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the discount, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the discount shall be charged by Metrobank to the cardholder’s credit card account.

• Any amendment in the terms and conditions is subject to DTI approval.

• The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

• Any dispute concerning the products or services, including pricing, related to the promo offer shall be settled directly between the cardholder and Watsons, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

• In case of dispute in respect of Metrobank only and the cardholder’s availment of and eligibility for the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

• By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

• For any questions or clarifications, please contact Metrobank at 88700-700 or email customerservice@metrobankcard.com.