PHP 1,500 cashback at Our Home

Promo Highlights

1. What is the promo offer?
   PHP 1,500 CASHBACK with a minimum single-receipt installment spend of PHP 45,000
2. What is the promo period?  
   March 20, 2026 to May 20, 2026
3. Where is the promo available? 

1. What’s the minimum spend per installment tenor?

   Tenor	Minimum Spend Requirement
   3 months	PHP 15,000
   6 months	PHP 30,000
   12 months	PHP 60,000
   24 months	PHP 80,000

2. What’s the capping for the cashback?

   Capped at 1x per month, per customer

3. What are the valid installment transactions?

   Valid only for 0% installment and Shop Now, Pay Later up to 90 days after for 6 months and up transactions. Minimum single-receipt spend of PHP 45,000 is required.

Promo Mechanics

1. The promo is applicable to all World Mastercard, Travel Signature Visa, Femme Signature Visa, Platinum Mastercard, Travel Platinum Visa, Cashback Platinum Visa, Titanium Mastercard, Rewards Plus Visa, Toyota Mastercard, Toyota Platinum Mastercard, M Free Mastercard, PSBank Mastercard, Femme Visa, Vantage Visa & Mastercard, NCCC Card, Puregold Card, M-Lite Mastercard in good credit standing only. The promo is not applicable to Metrobank Corporate Cards, Metrobank Dollar Mastercard, Metrobank Dealer Financing, Metrobank Debit and Prepaid cards.

2. Get P1,500 CASHBACK for a minimum single-receipt spend of P45,000 with 0% installment for 6 to 24 months plus Shop Now Pay Later up to 90 days after at participating Our Home branches.

3. Promo is valid only for 0% installment for 6, 12, and 24 transactions. Other installment tenors and straight transactions are excluded from the promo.

4. Crediting of cashback is limited to 1x per month, per customer.

5. The promo period is from March 20, 2026 to May 20, 2026.

6. The promo is valid at the following Our Home branches:

   Store	Address
   Bacoor	2nd floor, SM City Bacoor Aguinaldo Hi-Way, Habay II Bacoor Cavite
   BF Parañaque	2nd Floor, SM City BF, Dr. A. Santos Ave., Sucat Parañaque City
   Fairview	Lower Ground Level, Parkway Building, SM City Fairview Quirino Highway Corner Regalado Avenue, Greater Lagro, Quezon City
   Grand Central	LGF, SM City Grand Central Monumento Rizal Avenue Extension, Caloocan City
   Mall of Asia	Ground Floor, Entertainment Mall, SM Mall of Asia, SM Central Business Park Bay City, Pasay City
   Megamall	LGF, Bldg. A, EDSA corner Julia Vargas Avenue, Ortigas Center, Brgy. Wack-Wack, Mandaluyong City
   North Edsa	Interior Zone, Ground Floor, Car Park Building, EDSA, Brgy. Sto. Cristo, Quezon City
   San Lazaro	Upper Ground Level, South Wing, SM City San Lazaro, Felix Huertas Street corner C2 Road, Lacson Avenue extension, Sta. Cruz, Manila
   Southmall	Our Home SM Southmall
   Baguio	3rd Floor, SM City Baguio, Luneta Hill, Upper Session Road, Baguio City
   Batangas	2nd Level, SM City Batangas, Pastor Village Brgy. Pallocan West, Batangas City
   Cabanatuan	SM City Cabanatuan, Maharlika Highway, Brgy. H. Concepcion Cabanatuan City, Nueva Ecija
   Clark	2nd Level, SM City Clark, M.A. Roxas Highway, Clark Freeport Zone, Clarkfield, Angeles City
   Dasmariñas	Lower Ground Floor Carpark, SM City Dasmariñas, Governor's Drive, Brgy. Sampaloc, Dasmariñas Cavite
   Legazpi	SM City Legazpi, Imelda Roces Ave, Zone 9 Brgy. 37 Bitano. Legazpi City 4500
   Lucena	2nd Floor, SM City Lucena, Maharlika Highway cor. Dalahican Road, Brgy Ibabang Dupay, Lucena City
   Marilao	2nd Floor, SM City Marilao, Brgy. Ibayo, MacArthur Highway, Marilao Bulacan
   Olongapo	3rd Level SM City Olongapo Central, Rizal Avenue Brgy. East Tapinac, Olongapo City
   Pampanga	Ground Floor, Annex Building, SM City Pampanga, San Fernando, Pampanga
   Sta. Rosa	Ground Floor, SM City Sta. Rosa, National Highway, Barrio Tagapo, Sta. Rosa, Laguna
   Pampanga	Ground Floor, Annex Building, SM City Pampanga, San Fernando, Pampanga
   Sta. Rosa	Ground Floor, SM City Sta. Rosa, National Highway, Barrio Tagapo, Sta. Rosa, Laguna
   Tuguegarao	SM City Tuguegarao, Brgy. Caritan, Tuguegarao City
   Urdaneta	2F SM City Urdaneta, Brgy. Nancayasan & Poblacion, Urdaneta City, Pangasinan
   Bacolod	2nd Level, North Wing SM City Bacolod, Poblacion Street, Reclamation Area Bacolod City 6100, Negros Occidental
   Butuan	2nd Level, SM City Butuan JC Aquino Ave. Brgy Lapu-Lapu Butuan City
   CDO 1	2nd floor, SM City Cagayan de Oro, Masterson Ave. cor. Grand Via Street, Cagayan City
   CDO 2	2nd Floor, SM Downtown Premier CM Recto Avenue corner Osmeña Streets, Lapasan Cagayan de Oro
   Cebu	2nd floor, North Wing, North Reclamation Area, Mabolo, Cebu City
   Cebu Seaside	Lower Ground, SM Seaside City Cebu, South Road Properties, 6000 Cebu City
   Davao	Quimpo Blvd, Ecoland Subd, Brgy. Matina, Davao City 8000
   Iloilo	Lower Ground Floor, SM City Iloilo, Benigno Aquino Ave., Mandurriao Iloilo City
   Lanang	3rd floor, SM City Lanang, J.P. Laurel Avenue, San Antonio Agdao District, Davao City

7. For multiple transactions falling within the promo period, only the first qualified transaction will be rewarded.

8. The cashback earned from the qualified 0% installment or Shop Now, Pay Later transaction will be automatically credited to the cardholder’s account within 30 business days from the end of the promo period with transaction description “OUR HOME INSTLLMNT CASHBACK”

9. The promo is non-transferable, non-cumulative, cannot be exchanged for cash or other products.

10. The promo is not valid in conjunction with other cashback promos of Metrobank.

11. Cashback credit earned by a Supplementary cardholder from this promo will be automatically credited to the Principal cardholder’s account.

12. To qualify for the cashback promo, cardholder must have an active account and have no outstanding past due. Otherwise, Rewards Points and Cashback earned under this promo will be forfeited.

13. Full installment amount under the 0% installment shall be deducted from the cardholder’s available credit limit.

14. All installment purchases are subject to the Terms and Conditions governing the issuance and use of Metrobank credit card and all related provisions of Metrobank credit card’s 0% installment program. All installment purchase/s are only valid if monthly dues are paid in full.

15. The use of the Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards. In such a dispute, Our Home shall have no liability.

16. Metrobank reserves the right to disqualify a previously approved transaction subsequently cancelled or charged back within the promo period. Should a cardholder receive the cashback, but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from, but not limited to, erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.

17. Any amendment in the terms and conditions is subject to DTI approval.

18. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

19. Any dispute concerning the products or services, including pricing, related to the promo shall be settled directly between the cardholder and Our Home, with the concurrence of the DTI. Metrobank shall be free from any liability in the event of such dispute.

20. In case of dispute in respect of Metrobank only and the cardholder’s availment of the promo, the decision of Metrobank, with the concurrence of the DTI, shall be considered final.

21. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms & conditions.

22. For inquiries or concerns, please call the Metrobank Contact Center at (02) 88-700-700 (domestic toll-free 1-800-1888-5775) or send an e-mail to customerservice@metrobankcard.com

23. Metrobank is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph)