​PHP 500 CASHBACK on your Japan spends

PROMO HIGHLIGHTS

1. What is the promo offer?

   Get a PHP 500 CASHBACK for a minimum accumulated spend of P50,000 on all cross-border card present or in store transactions made in Japan.

2. What is the promo period and redemption period?

   Promo period is from April 16 to 20, 2026. Redemption period is from April 27, 2026 to June 27, 2026.

3. How do I register in the promo?

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Available Promos section, click “2026 Metrobank’s Cashback Pass” and enter your mobile number to register in the promo.

   • A successful SMS will be sent to the cardholders’ mobile number after successful registration.

4. What are the qualified transactions?
   
   Includes all cross-border card present or in-store transactions made in South Korea with merchant country code AND currency code of 392 JPY Yen

1. How to redeem the qualified incentive?

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Joined Promos section, click check progress under “2026 Metrobank’s Cashback Pass” tab and enter the registered mobile number.

   • Click the Claim button to get your cash rebate which will be credited within 60 calendar days after the end of the promo period.

2. How many cash rebate can I get?

   A principal cardholder is entitled to maximum of one (1) cash rebate per customer. Supplementary cardholder transaction/s will be included in the computation of the one (1) cash rebate.

GENERAL MECHANICS

1. The Promotion is open to all Metrobank Peso Mastercard, Metrobank Vantage Mastercard, M Mastercard, Titanium Mastercard, Platinum Mastercard, World Mastercard, PSBank Credit Mastercard, Toyota Mastercard, NCCC Mastercard, ON Virtual Mastercard, Metrobank Peso Visa, Metrobank Vantage Visa, Rewards Plus Visa, Femme Visa, Femme Signature Visa, Cashback Platinum Visa, Travel Signature Visa, and Travel Platinum Visa. The Promotion is not applicable to Metrobank Dollar Mastercard, Corporate Mastercard, Dealer Financing, YAZZ Prepaid Visa, Metrobank Debit and Prepaid cards.

2. The promo period is from April 16 to 20, 2026. Redemption period is from April 27, 2026 to June 27, 2026.

3. Qualified cardholder can Get a P500 CASHBACK for a minimum accumulated spend of PHP 50,000 on all cross-border card present or in store transactions made in Japan.

4. To qualify for the promo, a principal cardholder must have his or her mobile number updated in Metrobank credit card’s database and is required to register in the promo. No or late registration means no cash rebate will be provided.

   Registration via the One Giftaway Website

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Available Promos section, click “2026 Metrobank’s Cashback Pass” and enter mobile to register in the promo.

   • A successful SMS will be sent to the cardholders’ mobile number after successful registration.

   Registration via the Metrobank Website

   • Visit Metrobank website at www.metrobank.com.ph

   • Scroll down and click the Promos button

   • Search for “PHP 500 CASHBACK on your Japan Spends”

   • Visit https://metrobankcard.mymcc.gift

   • Log-in your mobile number found in Metrobank’s database

   • In the Available Promos section, click “2026 Metrobank’s Cashback Pass” and enter mobile to register in the promo.

   • A successful SMS will be sent to the cardholders’ mobile number after successful registration.

5. If a cardholder changes and/or updates his or her mobile number after successful registration, a cardholder will not be automatically registered in the promo. It is the responsibility of the cardholder to inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new cardholders that have activated their credit card for the first time within the promo period.

6. To avail of the promo, a principal cardholder must register from April 16 to 20, 2026 and must follow the registration process stated in number 4 promo mechanics. A successful SMS will be sent to the cardholders’ mobile number after the successful registration. No confirmatory SMS means the registration is not successful. Metrobank will only acknowledge a successful registration if the principal cardholder received the successful SMS.

   Note: The metrobankcard.mymcc.gift powered by Giftaway will only ask for your mobile number and verification code sent to your mobile number. Metrobank and Giftaway will never ask for your card number, expiry date, CVV, OTP via links in e-mail, SMS or phone calls.

7. A registered cardholder will start earning a cash rebate for his or her qualified transaction/s once registration is successful. Transaction/s made before the successful registration as long as registered will be included in computing the total accumulated spend.

8. Supplementary cardholder/s is/are automatically registered once the principal cardholder has successfully registered for the promo. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.

9. By completing cardholders’ registration, he or she agrees that his personal informational shall be subject to confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.

10. A visual transaction and incentive tracker where the qualified transaction/s and incentive will be available to registered cardholders starting by April 30, 2026. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015.

    Illustration:

    Transaction Date	Processing Time	Sending of Code
    April 16, 2026, Thursday	Within 7 to 10 banking days	On or before April 30, 2026, Wednesday

11. A registered and qualified customer can redeem the cash rebate by following the step by step below.

    How to Redeem the Cash Rebate:

    • Visit https://metrobankcard.mymcc.gift

    • Log-in your mobile number found in Metrobank’s database

    • Cashback Pass” tab and enter the registered mobile number.

    • Click the Claim button to get your cash rebate which will be credited within 60 calendar days.

12. The promo and cash rebate entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled cash rebate.

13. A principal cardholder is entitled to maximum of one (1) cash rebate per customer per promo duration. Supplementary cardholder transaction/s will be included in the computation of the one (1) cash rebate.

14. The registered cardholder who reached the minimum spend will receive a qualified or confirmation SMS from Metrobank and he or she will need to redeem to claim the cash rebate which will be credited within 60 calendar days.

    Illustration:

    Redemption Date	Processing Time	Posting of the Cash Rebate in CH Account
    Between April 16 to 20, 2026 (Within Promo Period)	Within 60 calendar days after the end of redemption period	On or before August 15, 2026
    Between April 27, 2026 to June 27, 2026 (After end of Promo Period – Redemption Period)	Within 60 calendar days after the end of redemption period	On or before August 15, 2026

15. The cash rebate will automatically be credited to the principal cardholder’s account within 60 calendar days after the end of the redemption period with merchant description: 2026 Metrobank’s Cashback Pass_Japan

16. The redemption period is from April 27 to June 27, 2026 or within sixty (60) calendar days after the receipt of the SMS. All redemption requests made after the redemption period or after sixty (60) calendar days will not be accommodated. All unredeemed cash rebate will be forfeited after the expiration date indicated in the SMS and self-help tracker.
    
    Metrobank will not accommodate request of cardholder to cancel, reverse or applied to other incentive or reward once a valid redemption is made. All redemption will be considered final. It’s the cardholder obligation to make sure that his or her preferred incentive is correct.

1. “Qualified Transactions” includes all cross-border card present or in-store transactions made in South Korea with merchant country code and currency code of 392 JPY Yen.

2. “Non-Qualified Transactions includes all transactions not stated in number 17 promo mechanics such as but not limited to all cross border card present spend outside Japan, local retail purchases at groceries, department stores, gasoline stations, restaurants, Internet, and Mail Order/Telephone Order, foreign currency transactions, merchant installment such as 0% installment, Shop Now, Pay Later, reduced rates, regular rates, Bills2Pay, Balance Transfer, Balance Conversion, Cash2Go, Cash Advance, mobile payment / mobile wallet transactions, online payment system and transactions with merchant category code of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay) found in Metrobank’s database are excluded from this promotion.

3. The incentive cost equivalent is VALID in conjunction with any ongoing promos.

4. Metrobank will not oblige to the cardholder’s request of extending the redemption and validity period of the token code once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) calendar days after the end of the promo period or not later than the date stated in the table below after which, Metrobank will no longer entertain disputes and / or requests.

5. A cardholder and his or her transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the cashback. Any concern of the cardholder in relation to his or her card account or this promo shall not be a valid excuse for the cardholder to refuse payment of his or her outstanding balances. Metrobank will not be liable on the accrued charges to his or her account.

6. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cash rebate shall be charged by Metrobank to the cardholder’s credit card account.

7. A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank Mastercard credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the cash rebate. If the cardholder does not pay for his or her balances because of his or her concern/s Metrobank will not be liable on the accrued charges to his or her account.

8. Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cash rebate shall be charged by Metrobank to the cardholder’s credit card account.

9. Any amendment in the terms and conditions is subject to DTI approval.

10. The terms and conditions governing the issuance and use of Metrobank credit cards, reminders and other provisions contained in the card carrier, statement of account, charge slips and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable in this promo.

11. All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.

12. The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.

13. By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.

14. For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.

15. Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Cardholders may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov.ph.