A no-annual-fee credit card

Enjoy the perks and privileges of M Free card without paying for yearly charges.

Enjoy all the benefits and privileges of your M Free credit card without ever having to pay an annual fee

Make big purchases lighter with 0% installment plans on select items and partner merchants

Convert a portion of your credit limit to cash with our fast and easy Cash2Go program

M Free card perks

Get all the convenience, promos, and perks of a Metrobank credit card without an annual fee for life.

Convert your big ticket purchases into lighter, more manageable monthly installments.

Transfer balances from other cards for as low as 1% per month.

Exclusive offers with your Metrobank credit card with no annual fee for life.

Learn about the requirements for applying for a credit card without an annual fee in the Philippines.

Must be 18 to 70 years old
Must have a minimum gross annual income of PHP 446,000
At least 6 months employed as a regular employee
Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least PHP 25,000

Valid PhilID, TIN, SSS, GSIS, or UMID Number
Active business or residence landline number
Active mobile number
PhilID or any valid photo-bearing government issued ID with date of birth and signature

Say goodbye to annual fees for life with a zero annual fee credit card like M Free from Metrobank.

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