<center><table>
<thead style="color:#ffffff; background-color:#001A88">
  <tr style="align:center;">
    <th>Tenor</th>
    <th>Monthly Add-on Rate</th>
    <th>Annual Contractual Rate</th>
  </tr>
</thead>
<tbody>
  <tr>
    <td>12 months</td>
    <td>1.75%</td>
    <td>36.742%</td>
  </tr>
  <tr>
    <td>18 months</td>
    <td>1.75%</td>
    <td>36.676%</td>
  </tr>
  <tr>
    <td>24 months</td>
    <td>1.50%</td>
    <td>31.459%</td>
  </tr>
  <tr>
    <td>36 months</td>
    <td>1.25%</td>
    <td>25.976%</td>
  </tr>
</tbody>
</table></center>

<p><strong>Basic fees and charges for Personal Loan:</strong></p>

<ul>
<li>Disbursement Fee - Php 1,500<br></li>
<li>Documentary Stamp Tax – 0.75% of the loan amount (for loans above Php 250,000)<br></li>
<li>Late Payment Fee - Php 850 per incidence of late payment or non-payment</li>
<li>Pre-termination Fee - 5% of Outstanding Balance or Php 550, whichever is higher</li>
</ul>

<p>*Rates and fees are subject to change without prior notice. </p>


Metrobank personal loan rates and fees for its products and services.

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Personal Loans Rates and Fees | Metrobank

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Personal Loan Rates and Fees

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Tenor	Monthly Add-on Rate	Annual Contractual Rate
12 months	1.75%	36.742%
18 months	1.75%	36.676%
24 months	1.50%	31.459%
36 months	1.25%	25.976%