Rates and Fees Consumer Loans

Personal Loan Rates and Fees

Tenor Monthly Add-on Rate Annual Contractual Rate
12 months 1.75% 36.742%
18 months 1.75% 36.676%
24 months 1.50% 31.459%
36 months 1.25% 25.976%

Basic fees and charges for Personal Loan:

  • Disbursement Fee - Php 1,500
  • Documentary Stamp Tax - Php 1.50 for every Php 200 of the loan amount (for loans above Php 250,000)
  • Late Payment Fee - Php 850 per incidence of late payment or non-payment
  • Pre-termination Fee - 5% of Outstanding Balance or Php 550, whichever is higher

*Rates and fees are subject to change without prior notice.