Metrobank Personal Loan interest rates and fees

Understanding the true cost of borrowing shouldn't feel overwhelming. Knowing exactly what you're paying for upfront is the first step to borrowing smarter and more confidently.

How much are Metrobank's Personal Loan interest rates?

Personal loan interest rates directly affect how much you pay each month, and at Metrobank, your rate depends on one key factor: your chosen loan tenor, or the length of time you have to repay the loan.

Metrobank offers competitive rates to help give you access to a personal loan with a low interest rate*.

Here's a breakdown of the current Metrobank Personal Loan interest rates:

Breaking down Metrobank's Personal Loan fees

Beyond the interest rate, there are a few basic fees and charges to be aware of before you apply. Here's what to expect:

• Disbursement Fee - PHP 1,500
• Documentary Stamp Tax – 0.75% of the loan amount (for loans above PHP 250,000)
• Late Payment Fee - PHP 850 per incidence of late payment or non-payment
• Pre-termination Fee - 5% of Outstanding Balance or PHP 550, whichever is higher

Rates and fees are subject to change without prior notice.

Borrow smarter with Metrobank

A personal loan is a powerful financial tool, but like any tool, it works best when you know how to use it. By understanding how personal loan interest rates work and what fees to expect, you can plan your finances more effectively, avoid unnecessary charges, and choose a repayment term that works for your lifestyle.