Metrobank’s Home Loan Promo with Low Rates

Loan deals

Metrobank’s Home Loan Promo with Low Rates


Promo Eligibility

  • All applications approved from September 1 to October 31, 2021 and booked up to December 31, 2021 shall enjoy a partial/total fee waiver, low interest rate and pre-qualified credit card.
  • All applications approved prior to September 1, 2021 are excluded from the promo.
  • Minimum loan amount of P1,000,000.00 for all loan purposes.
  • Minimum loan term of 5 years (60 months)

Promo Offering

  • Waived fees up to P30,000 (inclusive of Mortgage Registration Fees, Documentary Stamp Tax, and Notarial Fee)

  • Special Interest Rates:

    Rate Fixing PeriodPromo Rates
    1 year5.25%
    2 years5.25%
    3 years5.25%
    4 years6.25%
    5 years6.25%

    *0.50% shall be added for Personal Consumption Loan

  • Pre-qualified Metrobank credit card. The credit card type and credit limit will depend on the loan amortization:

pre-qualified metrobank card

Promo Conditions

  • The loan availed under this promo is subject to a lock-in period of 24 months (2years) from booking date.
  • During the lock-in period, the client:
    -Shall not partial pay/pre-terminate/fully pay the loan.
    -Shall not request for amendment of the originally approved terms and conditions, such as changes in rate or loan term.
  • In case of violation of any of the above conditions, client shall pay for the rate difference between the board interest rate at the time of loan booking and the promo rate only.
  • All other loan related fees, such as but not limited to appraisal fee, title investigation fee, handling fee and insurance premiums, are not eligible for the waived fees offer and shall be shouldered by the client
  • The promo is non-transferrable and may not be availed in conjunction with other on-going promotional activities or other special considerations
  • The Bank must be advised in writing, if client opts to avail of other on-going promotional activities or other special considerations.
  • The pre-qualified credit card may only be availed by individual loan borrowers.
  • The pre-qualified credit card may be offered to either principal loan borrower or co-borrower as principal credit card holder but cannot be both. The other loan borrower may apply as the supplementary credit card holder.
  • Any deviations as to mechanics will be subject for approval of DTI.
  • Standard Home Loan and Metrobank Credit Card Terms and Conditions shall apply.

Disclaimer: The mechanics have been amended with the approval of DTI effective September 6, 2021.

Customer Support

For any questions or clarifications on the promo, customers may contact Metrobank Contact Center at (02) 88-700-700, or send an email to customercare@metrobank.com.ph

Per DTI Fair Trade Permit No. FTEB-126159, Series of 2021