Debunk these insurance myths in minutes

Madalas nakikita lang ang insurance bilang usaping pera tulad ng monthly premiums, coverage, at benefits.

Pero hindi madalas pag-usapan ang value na makukuha mo dito: protection, peace of mind, and financial support during emergencies. 

Kahit na may savings at ibang investments ka na, insurance can still play an important role, especially during unexpected situations. To help you understand the difference, let’s look at some common insurance myths from a new perspective.

Transform insurance myths into new mindsets

The hidden value of insurance 

Pwedeng tignan ang insurance na kapartner ng savings mo. It’s an added layer of financial support para sa illness, accidents, or medical emergencies para hindi mo kailangan bawasan yung savings mo.

On who can get insurance

Marami na ngayong insurance options para sa bawat budget, life stage, and lifestyle. The key is finding one that suits your needs and financial capacity. Some companies offer insurance for as low as PHP 50 per month to help you get started, then work toward increasing your coverage as your needs, priorities and income change, especially if ikaw yung breadwinner ng pamilya mo. What’s more, it is also best to get your plan while you are young, dahil mas mababa pa ang premium and high chances to be approved. 

On how insurance protects your savings

It's good to have savings and an HMO, but these might not always be enough, especially kapag may mga biglaang gastos tulad ng medical emergencies or hospitalization. Aside from the treatments, the bills continue even after you are diagnosed with an illness and, these can quickly drain your emergency funds or savings na para sana sa life goals mo at ng pamilya mo. 

Kailangan mo ring mag-explore ng health protection, at maraming insurance options na available para sa ’yo. For example, AXA offers Health Max, na may critical illness coverage up to PHP 10M na  lump sum cash benefit na pwede mong gamiting pambayad para sa treatment, daily expenses, or extra financial support para sa 'yo at sa pamilya mo. At para naman sa aging parents mo, ang AXA Health Care Access ay may medical and hospitalization coverage na up to PHP 5M, plus wide access to accredited doctors, hospitals, and clinics nationwide. Kaya sigurado kang makakakuha ka ng proper care anytime, anywhere.  
 
Huwag mong hayaan na maubos ang pinaghirapan mong savings sa mga unexpected na gastusin. With insurance, you have better chances to keep your savings intact para  sa mga bagay na mahalaga sa'yo so you can live your life to the fullest.

Insurance is more than just a policy. Beyond the premium payments and paperwork, it is a powerful protection that safeguards the savings and investments you’ve worked hard for, giving you the peace of mind to face life’s uncertainties.

If you'd like to know more about AXA health insurance plans, please visit: