2025 Year in Review

Performance shaped by resilience

An overview of how Metrobank navigated economic challenges, delivered solid results, and advanced its strategic priorities in 2024.

<h2>Performance shaped by resilience</h2>

GrowingTogether

In 2025, Metrobank navigated a challenging global environment by staying focused on what matters most—our customers, our partners, and disciplined execution. Through close collaboration and proactive risk management, we delivered record performance while expanding the solutions we offer.


Our strong balance sheet and deep client relationships allowed us to support business growth across sectors, as corporates resumed expansion and consumers remained resilient. At the same time, strategic partnerships across the Group enabled us to respond quickly to evolving needs and unlock new opportunities.



More than financial results, our progress reflects shared success. By growing alongside our customers and communities, we continue to create lasting value—today and for the long term.

<h3>GrowingTogether</h3>

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Financial Highlights

Strong results built on disciplined growth

Total Assets

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Net Loans and Receivables

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Total Deposits

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Net Interest Income

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Non-interest income

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Pre-Provisioning Ops Profit

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CASA

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Equity

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Net Income Growth

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Net Interest Margin

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Cost-to-income Ratio

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NPL Ratio

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NPL Cover

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CAR

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CETI Ratio

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Annual & Sustainability Report 2025

Explore the full sustainability disclosures and performance