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Sustainability Report 2025

Sustainability highlights

In 2025, we strengthened our commitment to sustainable finance and inclusive growth, directing our resilience toward programs that create lasting impact for those we serve.

Our strength only sustains when we use it well. In 2025, we put our financial resilience to work across the full breadth of our responsibilities. We generated value for our shareholders, extended credit to the businesses and sectors that drive national progress, financed the transition to cleaner energy and water, and invested in the communities and people who make the Philippines resilient from the ground up.  

These efforts are organized across three dimensions: Economic and Governance, Environmental, and Social. Together, they reflect our conviction that responsible banking and lasting impact are not separate pursuits. They are the same pursuit, pursued with discipline. 

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On the economic front, we generated PHP 192.46 billion in economic value and distributed PHP 163.31 billion to stakeholders, underpinned by PHP 340.55 billion in commercial loans and USD 9.81 billion in remittances that kept businesses growing and families supported.  

On the environmental front, we extended PHP 35.55 billion for sustainable energy production and PHP 178.58 billion to improve energy access, alongside PHP 39.28 billion for clean water projects and the planting of 11,525 trees and mangrove seedlings. 

On the social front, we extended PHP 104.86 billion in agriculture loans to support food security, reached over 46,900 Filipinos through financial literacy programs, and assisted 24,726 families during disasters. Our 15,820 employees, 65% women and 36% under 30, reflect the kind of institution we are building from within.

UN SDG Contributions 

Metrobank’s Loan Contributions to the Sustainable Development Goals

Our financial strength carries a responsibility to direct capital where it creates the most lasting impact. We align our lending and investment activities with the UN Sustainable Development Goals to ensure that how we deploy resources contributes to a more inclusive, resilient, and sustainable Philippines. As of December 2025, 66.93% of our total loan portfolio supports SDG-related activities across sectors critical to national development. 

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While our work supports the full SDG agenda, we prioritize five SDGs that best reflect our sustainability strategy and where we can create the most meaningful and measurable impact for the economy and the communities we serve. We focus our efforts on advancing inclusive growth and opportunity, particularly through SDG 8 on decent work and economic growth and SDG 9 on industry, innovation, and infrastructure, which together support economic expansion and job creation. We also contribute to SDG 2 by financing food security and sustainable agriculture, while supporting access to education under SDG 4 and contributing to poverty reduction under SDG 1 through our broader financing for livelihoods, MSMEs, and essential services. 

Our subsidiaries extend this commitment further. Through PSBank, First Metro, and ORIX Metro, we broaden our reach across customer segments, reinforcing our role as a financial institution that finances development that is inclusive, resilient, and built to last. 

Subsidiaries’ Contributions

First Metro Investment Corporation (FMIC)

First Metro raised more than PHP 890 billion for the National Government and private issuers, mobilizing capital for public services, infrastructure, corporate expansion, and sustainability-linked initiatives.



SDGs supported:

Philippine Savings Bank (PSBank) 

PSBank extended PHP 8.66 billion across key sectors, reaching businesses and essential services that build a more inclusive economy at the individual and enterprise level.



SDGs supported:

ORIX Metro

ORIX Metro extended PHP 15.20 billion to MSMEs, countryside clients, infrastructure, and farming enterprises, strengthening the economic foundations of communities outside the major urban centers. 



SDGs supported:

Annual & Sustainability Report 2025

Explore the full sustainability disclosures and performance