Residential Asset Acquisition

Make that investment today through a Metrobank Home Loan

Metrobank lets you use your existing property to get a second home.

Flexible terms

Easy payment terms of up to 25 years for your house purchase through our Metrobank Home Loan.

Affordable interest rates

Metrobank offers affordable interest rates to help you get the home of your dreams.

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Minimal requirements

Applying for a housing loan has never been easy. Get a decision right away by submitting the basic requirements. Contact us today.

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Get a second home today

Whether you’re looking for a second home or just a new real estate investment, Metrobank can help you through our Home Loan.

  • Lock in an affordable interest rates for your home loan.

  • Get your second home today and pay up to 25 years

  • Choose from a variety of other loan purposes such as construction, lot purchase, residential asset acquisition, reimbursement, refinancing, and personal consumption.

Home Loan Eligibility Requirements

Individual Borrower

  • Must be a Filipino citizen

  • At least twenty-one (21) years old

  • With a gross monthly family income of at least PHP 40,000

  • If employed, with permanent status with current employer for the last two (2) years

  • If in-business, with profitable operation for at least three (3) years

  • If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country

Working Overseas

  • A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan

  • For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination

  • For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies

  • Earning at least USD 1,000

Residential Asset Acquisition Loan

How to get started

Begin building your future now with a Metrobank Home Loan.