House Construction Loan

Constructing a house requires substantial funding. Build your dream home without worries with a Metrobank Home Loan.

Flexible terms

Easy payment terms of up to 25 years for your house purchase through our Metrobank Home Loan.

Affordable Interest Rates

Metrobank offers affordable interest rates to help you get the home of your dreams.

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Minimal requirements

Applying for a housing loan has never been easy. Get a decision right away by submitting the basic requirements. Contact us today.

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Apply for house construction loan today

Metrobank helps you build the home of your dreams with our construction loan. Enjoy lower rates today.

  • Lock-in affordable interest rates for your house construction loan

  • Start building your home today and pay up to 25 years

  • Break free from rental expense by building your own home today

Home Loan Eligibility Requirements

Individual Borrower

  • Must be a Filipino citizen

  • At least twenty-one (21) years old

  • With a gross monthly family income of at least PHP 40,000

  • If employed, with permanent status with current employer for the last two (2) years

  • If in-business, with profitable operation for at least three (3) years

  • If an Overseas Filipino Worker / Overseas Contract Worker, with or without permanent residency status in their host country

Working Overseas

  • A land-based (technical or administrative staff/officer) or sea-based (officer rank) OFW in active employment or renewed when applying for a house purchase loan

  • For land-based OFWs employed less than 2 years: Employed locally in the last 5 years prior to becoming an OFW, or as an OFW with different employers, or a combination

  • For sea-based OFWs: Completed a combined contract duration of 24 months with current agency, or 48 months inclusive of previous agencies

  • Earning at least USD 1,000

Apply for a house construction loan

How to get started

Start the construction of your family’s dream home. With Metrobank, you can begin building your future now with a house construction loan.