Start building with a House Construction Loan
Build your dream home from the ground up or renovate your current house.
Flexible terms
Easy payment terms of up to 25 years for your house construction through our Metrobank Home Loan.
Affordable Interest Rates
Metrobank offers affordable interest rates to help you build the home of your dreams.
Minimal requirements
Applying for a housing loan has never been this easy. Just submit 4 basic requirements – application form, identification, income, and collateral documents.
Maximize the potential of your property
Build a well-constructed house or fund renovations with a construction loan to increase its value.
Start owning instead of renting
A house construction loan can make funding your own home more affordable.
Take charge of your cashflow
Build your dream home without letting go of too much cash.
Home Loan Eligibility Requirements
Individual Borrower:
Must be a Filipino citizen
At least 21 years old
With a gross monthly income of at least PHP 40,000
If employed: Must have permanent status with current employer for the last two (2) years;
If self employed: Must have a profitable business operation for at least three (3) years
Overseas Filipino Worker (OFW):
Must be in active employment or renewed when applying for a Home Loan
If land-based: Must be employed by their current employer for the last 2 years
If sea-based: Must have completed a combined contract duration of 24 months with current agency
Earning at least USD 1,000