Employee benefit trust

An employee benefit trust is a special type of trust fund established by an employer provide an employee retirement plan.

Tax benefits

An employee trust can help your company reduce tax liabilities.

Lower turnover

A trust fund can be an excellent addition to your benefits package, increasing loyalty and productivity.

Proper accounting and reporting

Our team of financial experts will prepare quarterly reports that outline all aspects of the performance of the employee trust fund.

Post-employment security

The employee retirement plan can assist in maintaining the standard of living for your employees after their retirement.

Tax-exemption

With a BIR-qualified plan, retirement benefits of employees aged 50 and above with at least 10 years of service are.

Financial wellness

Metrobank Trust conducts financial wellness seminars for our valued corporate clients free of charge.

    Our competitive advantage

    Metrobank Trust Services offers a comprehensive suite of trust and fiduciary solutions that can help you achieve your financial goals. Our team of experts is dedicated to providing you with the best possible employee retirement plan.

    • Experienced fund managers. Each team member is honed by over a decade of fund management experience. They are equipped with an ideal mix of crisis-tested investment officers as well as a talented breed of new generation fund managers.

    • Economies of scale. We capitalize on our size in sourcing investment instruments for our clients on top of maximizing the synergy of FMIC, one of the largest investment houses in the Philippines.

    Open an employee trust fund today

    These are the requirements needed to open an employee benefit trust.

    • Certificate of Registration issued by the Department of Trade/SEC/CDA/BSP

    • Secondary License (if applicable)

    • Articles of Incorporation

    • By-Laws

    • Latest General Information Sheet

    • Photocopy of at least one valid government-issued ID of the authorized signatories or beneficial owners and Corporate Secretary

    • Audited Financial Statements

    • Retirement Plan Rules and Regulations

    • Actuarial Valuation Report

    • BIR Tax Exemption Letter (when applicable)

    • Trust Agreement between the Company and Metrobank Trust

    • Notarized Secretary’s Certificate

    • Client Information Form

    • Suitability Assessment Form

    • Investment Profile and Policy Statement

    • Risk Disclosure Statement

    • Signature Card per Authorized Signatory and Corporate Secretary

    Show your employees your gratitude through an employee trust fund

    For a minimum initial contribution of PHP 20,000,000, we will provide investment management and administration services for your trust fund. Our standard trust fee is just 0.75% per annum, making us an affordable option for your company.